Recent content by ER604me

Midpack Last fall and this spring I was able to lock in a lot of noncallable CD's of the 3-5 year duration at 5% to 5.1%. I'm hoping that the same environment comes available again. Do you have a preference of treasuries over CD's?

Vanguard Settlement Fund, VMFXX, is at 5.22%

My approach too!

+1 for me too.

5 Rental Properties 2 loans to family being paid back Interest/Dividends from taxable and non-taxable accounts IRA Withdrawal (mine, Roth converting with RMD at 72, nothing now) IRA Withdrawal (hers, Roth converting with RMD at 72, nothing now) Social Security (mine, planning to start at 70)...

^^^ This is my situation. Very comfortable at this stage

i agree. I've bought some callable notes with 3 1/2 and 4 yr duration and in that same range of coupons.

^^^^ Congratulations. We've had to work thru a couple of annuities and life insurance claims.

Exactly. My parents were both in their 90's when they brought me into their finances after years of my urging (DM still alive). DF just kept info close at hand. Lot of bad relationships with brokers. I've restricted DM access to funds (frozen credit & virtually no money in her bank...

PB, DF set her up with a portion of Telcom coming to her as a quarterly check. It has become very important to her. sort of crazy & frustrating. DF worked for T subsidiary. The stocks have lost a lot of value over last three years but she won't change. Fortunately has been offset by a large...

^^^^^ DF set her up with a portion of Telcom coming to her as a quarterly check. It has become very important to her. sort of crazy & frustrating. DF worked for T subsidiary. The stocks have lost a lot of value over last three years but she won't change. Fortunately has been offset by a large...

Sounds like you have your parents well set up. Trying to assist my DM with her investments since my DF passed (he handled all their investing). Currently have 2% cash at 0% for spending, 14% in I-bonds/Treasuries, 7% in fixed assets, 14% in MF (S&P 500, etc) and 63% in individual stocks. DM...

City Bank of LA has 3yr at 5.1% noncallable and 5yr at 5.0% noncallable at Vanguard

Our first home was purchased for 61k in 1985. We still own it and converted to a rental in 1998. Current value is probably around 310k (north of 3% gain per year but between early mortgage and addition I built it probably just kept with inflation). Our current home was purchased in 1998 for...

Extremely grateful for the knowledge shared by many here. I've used a great deal of advice from here to help my mother manage her finances and shared the same with my siblings & kids. Ibonds, getting out of bond funds, finding MM that pay and all the fixed income advice alone have saved us...