Recent content by eridanus

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    Thoughts on my game plan for ER?

    Yeah, the studies show that it can work. Note that the puts being sold are cash-secured, without margin. [emphasis added] I have played with options on margin for SPX and RUT futures. At the end, I was making six figures writing puts. It lasted until August 2008. That's how I know about the...
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    Thoughts on my game plan for ER?

    1) Brokers can and do adjust margin requirements in times of extreme market volatility. 2) If there is a market drop of, say, 5%, you'd be pinned. Your margin would explode due to VIX even if the broker requirements didn't ramp up and you likely wouldn't be able to cover a spread or sell...
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    Thoughts on my game plan for ER?

    This will work until it doesn't. In the end, there will be some serious capital losses. The "good" news is that the losses can probably be carried back and applied against the gains.
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    Report: Adult women gamers now double the number of under-18 boys

    Planescape 2 is coming out next year. In a similar vein, Wasteland 2 is releasing in September.
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    Individual 401K For ER

    It needs to be earned income. Rental and dividend income won't work for a solo 401k. You can fund an HSA though.
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    The perils of job hopping

    I've had 9 jobs in 10 years. The longest stay was 4 years, and there was a year of travel, which means 8 jobs in 5 years. I have no problem getting jobs in tech. It helps that many of my jobs are project-based contracts.
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    Camp tax reform plan points to a more retirement unfriendly tax system

    New York takes more local and state taxes for their services. Mississippi takes fewer local and state taxes and relies more on federal spending for their services. Since New York is a federal tax giver and Mississippi is a federal tax taker, New York is bearing the burden for Mississippi's (lack...
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    If You Were in Your mid-40s

    I'm currently 85/5/10 (s/b/c) and will move to 80/10/10 at ER, which should be around 45.
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    Anyone here get a free cell phone?

    No, I got that. I doubt anyone disagrees with 1 phone/user. Before you found those abuses, and I'm sure there are plenty, you were advocating controls, Lifeline provides $9.25/mth for each qualified user. If a provider wants to hand out 250 minutes and an iPhone for that $9.25, where's the...
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    Anyone here get a free cell phone?

    2001 wants its phone back. Lifeline Cell Phone Service Provider | Assurance Wireless
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    Anyone here get a free cell phone?

    Someone was offended. ;) We all agree that no one should have more than one Reagan/Obama phone (Lifeline was actually put into place in 1985). However, if no one lies about their income, and Joe the early retiree qualifies for Obama care subsidies, and Bob the impoverished qualifies for a free...
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    Anyone here get a free cell phone?

    Are you arguing that people should only have one [mod edit] phone at a time? No one disagrees with that. Initially, however, your "controls" were for making sure that the phone was only used for "intended" purposes and "credentialed" numbers. Do you think the intent of the [mod edit]...
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    Emerging Markets

    I've similarly been buying to maintain my AA. Vanguard started 2 new ETFs, VWO and VWOB, that I've been purchasing.
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    Traveling to Scandinavia and Iceland

    Iceland - rent a car and make a day trip or longer to the interior. The snow will be gone in the summer and there is some beautiful scenery in the national parks. Copenhagen - There's a lot to see and do just wandering around, as Rosie mentioned. We used Airbnb to find a room near Tivoli...
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    Backdoor roth IRA

    Yes, I can confirm this. Use Fido to push a deductible IRA into a solo 401k.
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