Recent content by ESKyoko

I live on Oahu, and I have a bunch of Mountain House freeze-dried food stashed away, just in case. They have a 30-yr shelf life. I just didn't want to have to worry about keeping and rotating stock, though I do try to keep more canned goods on hand during hurricane season.

From the CDC website: https://www.cdc.gov/coronavirus/2019-ncov/vaccines/faq.html "Wait at least 14 days before getting any other vaccine, including a flu or shingles vaccine, if you get your COVID-19 vaccine first,. And if you get another vaccine first, wait at least 14 days before getting...

Down 16% YTD with a portfolio that started at around 65/35 at the beginning of the yr. Had been meaning to reduce to 60/40, but didn't get around it it due to a health issue that took my attention for a while. Now without doing anything I'm at 55/45, but I'm almost ready to sell off to get to...

Damn, wish I could do that. We need to give 3 months notice.

Just found out that my Company's 401K does not allow for partial withdrawals after you leave. I thought this would throw a wrench into my plans to retire next year, but I only need to make it through 1 - 1.5 yrs before I can access my IRA/401K accounts and I figure I can weather it out.

If you're willing to go to Fort Street Mall in Downtown, same Marukame Udon. No line at all. Maybe after seeing Iolani Palace and the Kamehameha statue.

I think that I have a bit more than that over my mandatory spending, but I have been planning to try and provide a gold-plated retirement for myself. Don't want to spend the rest of my life scrimping, and worrying. Hopefully, having the extra amount will also help guard against SS possibly...

18 months increases my pension by 13%, gets my mortgage paid off, and a little time to save for some home renovations. I'm in Hawaii. Have a pretty much nothing condo. We like to say that's the price for living in paradise.

I’m mildly offended when cashiers give me the senior discount without asking me. It’s happened a few times even though I’m a few yrs under their required “senior age”. Guess I should just enjoy while it lasts.

Thanks for the advice on medical. I’ll look into ACA. Hoping that medical underwriting doesn’t come back. Gwraigty: what your husbands company did is awful. Hope you folks are still ok in retirement without medical benefits.

Regarding medical. It's always hard to say, but my Company is pretty big in this area, pillar of the community, does lot of PR. I think taking away benefits from retirees would make them look very bad. It's more likely that they would change the benefits/take away retiree medical for new...

I received a PM from a moderator (braumeister). I tried to reply but it will not allow me to PM back because I am not a trusted member yet. Is there a way to contact a moderator to respond without having to most everything publicly?

Thank you for everyone’s input. Just to answer a some of the questions and clarify. 1. My pension starts upon my retirement. “Full Retirement” starts at 60, but they only have a 1% penalty for every year from 55 to 59, so if I retire next year, it would just be a 1% reduction that I’ve already...

Hi Everyone, Been lurking on this forum for quite a while, trying to educate myself on finance and particularly retirement financial planning. I’ve now come to the point that retirement is within sight, and wanted to ask for help and outside opinions on my retirement plans. I had always...

Don't think it's mortgage/rent because I'll be paid off by my proposed retirement date so I don't have anything input for that. As for health costs, it may be that, but I would think they make an assumption on what percentage of your monthly expenses are for health care, and apply the...