Recent content by Eucerin

  1. Eucerin

    International Investing....why?

    I know many people hold Vanguard Wellesley fund in their portfolio which has foreign equity and bond exposure too
  2. Eucerin

    International Investing....why?

    30 years ago I had a discussion with a veteran investor about international exposure in the portfolio, He expressed that there are enough foreign exposure in US funds, therefore there is no need to intentionally allocate foreign funds in the portfolio. With that in mind that I have been...
  3. Eucerin

    How often do strangers ask you for money?

    I am a sucker! I have been approached numerous times, I just couldn't say no. One time, around Christmas time, a windy dreary day, at the intersection of a shopping area, a strong young man had a post in his hand, it said needs money to go home for Christmas. I ended up give him 5 bucks
  4. Eucerin

    Rethinking my yearly Roth conversions

    That's a good number. I am only eligible for 10kish this couple of years as income increased due to interest rate booming
  5. Eucerin

    Rethinking my yearly Roth conversions

    A nice ACA subsidy is the only reason we haven't done the conversion
  6. Eucerin

    Southern Spain in February

    We flew to Madrid from JFK, and spent 4 days in Madrid. Then took high speed train to Malaga; At same train station, you walk to another part of the station for local train only, then you take the local train from Malaga to Toremolinos (20min). After 3 weeks airbnb, we took train to Sevile for...
  7. Eucerin

    Southern Spain in February

    Our hotel was right next to Plaza Mayer on the old street. There are many restaurants inside the plaza mayer. We had tapas at one of them, I would say that that's the best meal in Madrid, on the top list in Spain Our hotel was right next to Cathedral which is where the tapas street located...
  8. Eucerin

    Southern Spain in February

    The overall trip went very well besides the incident at the airport. We spent 3 weeks at a beach town that is part of Malaga called Toremolinos. The temperature was excellent in February, as anethum described. Boardwalk had good amount of traffic, most are Europeans. We stayed in airbnb, our...
  9. Eucerin

    Update on Cord Cutting (Cable TV) - 2021 version

    We use comcast for internet wifi and cable (basic channels), we locked in for two years at $155/month. We are told the price will be up after two years. The cell phone service is xfinity which tied with comcast at $65/month for 4gb data each month. Total cost $220/month. We would like to cut...
  10. Eucerin

    Southern Spain in February

    We are back from Spain trip. Thank you all for your help on the preparations before the journey. A couple things, One is that we did running into a minor accident at the airport when we arrived at Spain. After airport medical staffs did some cleaning and patched up the wounds, they ambulanced...
  11. Eucerin

    US DOJ and 16 States Sue Apple for Violating Antitrust Laws, Establishing Monopoly

    So many negative news to Apple lately, from apple watch to china apple phone ban, and just less than a month ago the announcement about the Apple EV team dissolved, and now this. I am glad I sold the stock in December last year
  12. Eucerin

    Last minute cruise deals?

    We booked the carnival cruise for May through carnival website. The Balcony room is about 1100 vs 803 at vacationtogo. there were 3 level of Balconys, we picked the most expensive one which specified as balcony faces ocean, that might be the price difference. It is 11 days eastern caribbean...
  13. Eucerin

    Last minute cruise deals?

    Do you mean that you call the 1800 number to speak with someone through vacationstogo?
  14. Eucerin

    Last minute cruise deals?

    Jeee....what a view:angel:
  15. Eucerin

    Last minute cruise deals?

    Balcony faces lifeboat :laugh::laugh::laugh: it would be an awful surprise It is Carnival. We prefer to depart for New York or New Jersey, so our options are limited
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