Recent content by ExtinctBird

My initial thought is that Lincoln needs verification that your DW is no longer employed there, since there are limitations for withdraws while still employed at the company. If the company that ultimately bought and closed the hospital still exists, you should be able to get some sort of...

There is a maximum total annual contribution that you and your employer can make, but it is above $40K currently. With my company's generous matching contribution and annual profit sharing contribution to my account, I may be lucky enough to have to worry about this some day.

There are links on the Dateline web site from this show, including this from the AG of MN: Office of Minnesota Attorney General Lori Swanson. As stated above though, they should receive paperwork in the mail if they are eligible for the class action suit.

I appreciate your response. I have done the escalation through a PenFed manager, and was assured that more follow-up would be done. I am still not hearing back from them for weeks on end though. My issue has been that the title company waited until my initial closing date (2 months after I...

A couple of issues that I see with the prof's position: - The life expectancy of a person that has reached age 65 is 18.7 years, according to this table http://www.cdc.gov/nchs/data/hus/hus06.pdf#027. Given the graduated SS payout for collecting later, the average person will collect much more...

After seeing positive posts in the past about PenFed's rates, I had kept an eye on their web site. I have a balloon mortgage now that matures in June, so I decided to apply for PenFed's every-5-year adjustable back in Jan, when the rate was 5.25%. Well, tomorrow is the end of my 90 day rate...

I just had lasik done 2 months ago. For anyone considering the procedure, here is my experience. I had been wearing rigid (gas permeable) lenses for nearly 30 years due to approx. 20:400 vision and astigmatism. My corrected vision with contacts was about 20:15. I am 43, and my near vision has...

I did not hunt much in my younger years, but I go deer hunting every year with my son now. He wouldn't miss an opportunity, and has been going out with me for several years now. We haven't had much luck yet this year, but we'll be out there before dawn tomorrow. (I guess I better get to bed, huh?)

I have lived in NH for the last 15 years (probably next door to Bimmer, from the sound of it). Very nice people. 4 seasons of activity, if you're into snow mobiling or skiing. More personal control of your tax liability. I am tired of the winters and will likely move to a warmer region for my...

I have had about 10% of my retirement portfolio this year in Southeast Asia (FSEAX: 70% YTD) and another 10% in Latin America (FLATX: 48% YTD). Gee, can I count on these funds keeping this pace for several more years? It sounds like the FA's in the last thread I was reading would try to make me...

How might these deferred comp plans be affected if your megacorp gets bought out? Do you have any protection against the new mega-megacorp?

I was giving it some serious thought. I thought that the conversion option would become available in 2010 and stay available, unless something changed between now and then.

If I understand you correctly, you are looking to contribute (not convert) money to a Roth IRA using assets currently in a taxable account. You would be restricted by the contribution limits and the earned income restrictions. As I understand it, you would be taxed on the gains of the assets...

As mentioned above, you have some flexibility in how you setup your accounts before you start the 72T. You can rollover one or both of your 401k's into multiple IRAs so that some combination of IRA totals allows you to get near the 4% SEPP you are looking for. (i.e. Take 72T from some IRAs and...

I believe that "shelf life" is more the issue than tire age. Tires sitting unused (be it on a shelf in your garage or on a car that sits parked for long periods) are more prone to dry rot and cracking. You should get longer life from tires that are properly inflated and driven fairly regularly...