FD1000's latest activity

Whatever comes my way, I take action. As a flexible investor, my goal is simple: stay invested in the funds offering the best...

Buy-and-hold investors don't have that flexibility. If their fund drops 20–30% or more, their portfolio drops with it, and they often...

You need to read about my model and follow my comments. example: Market calls 2

All our money in brokers, banks, and credit unions is 99+% in bond OEFs, making 7.5% in the first half of 2026. While AI could be in the...

Another ATH yesterday close. Finished the half at 7.5%, investing at 99+% in bond OEFs.

For the first half 7.5% using 99+% bond OEFs and never losing more than 1% from any last top. This includes all our money in discount...

A few shaving tips based on my personal experience: Cold sores: I used to get cold sores from time to time. Years ago, I started using...

I just checked several sites: Olympic runners = 30-40 RHR Pro soccer players = 40-60 Pro basketball players = 45-55 When I was in my...

The following is from Jun 12 ATH happened yesterday. It took close to 3 weeks to pass the above.

Why compromise when you can have the best of both worlds? Keep the bedroom cool when you go to sleep at night and use separate blankets...

Change the roof, forget about solar. I don't care if it costs more LT. Just like everything else. Never owned a boat, RV, or rental...

We've never tried to save money by cutting back on heating or air conditioning. In general, cooling is more difficult to achieve and...

I shave my face every day with a razor. About 15 years ago, when I started losing my hair, I began shaving my head two or three times a...

Just a five-minute walk from our house is a beautiful lake with a 2.5-mile loop around it. About half of the trail is paved, while the...

I mentioned young because old should always do it while most young skip it.