Recent content by ferco

Thanks. Has good reviews on Amazon !

Consider this, often times a person has already read or heard tge statements you or the first opine have stated. These are redundant. That's not the purpose of MY question. I'm interested in hearing from people who HAVE bought the product ! I aware of the theories you guys are expounding. When...

The question is: "Has anyone built a laddered annuity" ...... not whether or not you're an advocate. Thanks for the reply anyway !

Has anyone built a laddered annuity (s) as part of their long term strategy for retirement income. Welcome positive constructive replies. Thanks

Does anyone know of any ( top rate) insurance carriers offering no medical exam term life insurance policies. Looking for 10 or 20 year level premium with face value coverage of 50 or 100 k.

Have a 2002 Toyota Avalon with 335k miles and needs to be retired soon. The maintenance / repair costs are rising. Looking for my next Avalon, a 2012 or 2013 with 15-20 k miles on it. Want to pay cash or 12 months interest free. Where's the best place to look to buy so I don't get taken and its...

Who's heard of, or utilized an "Exclusive K" which is a form of a Roth 401K for the self employed. I don't know much about it but on the bottom line it appears similar to a SEP IRA in terms of the percentage amount, either 20 or 25% of your AGI that you can put away. BOTH appear to be tax...

Yes I understand the philosophy of insurance. The question is has anyone found a specific company with better rates than what they previously had ?

Looking at the global financial situations with Greece, Puerto Rico and now China, if you had a greater than 50% confidence that a 50-75% downward correction was coming to the US equity market where or to what would you move the taxable portion of your portfolio(cash, change in mutual funds or...

Currently have Allstate for Personal and Rental Home, Auto, and Umbrella. Have been with them for 20 + years. Clean driving record. One claim on a rental property about 3 years ago but Auto going up about 10 % each year and Home about 6% with Umbrella Stable. At the current rates with Allstate...

My 2002 Toyota Avalon has 325k miles and I believe I can get it to 350k before its over. I've had the car for a little over 10 years driving about 25 k per year. I don't believe the 1k cost of a catalytic converter next spring at the time of emissions inspection will be worth it. Where's the...

Have about an acre of land with the house and an old riding mower ( about 15 horsepower) died on me. I also noticed that it really didn't have the power or "strength" to do the job efficiently. What's the experience of the ER's with regards to mowers for cutting "large lawns" and are the "zero...

Plan to travel to Paris ( 4 days ) and Rome ( 4 days ) via Trafalgar ( AAA) in a few weeks. What are some "must sees" and what things should we avoid ? Any other travel suggestions pertinent to Paris / Rome.

Plan to travel to Paris / Rome in a few weeks. No prior Europe travel. Is it wise to convert some cash to Euro State side or should we convert in Paris (first stop). Is it better to pay for items in Euros or use our Amex card / Mastercard ?

What if the debt isn't in the surviving spouse name ?