Recent content by fimk

In the document I receive every year from Social Security it tells me that my SS at 66 1/2 will be $28,800 assuming I continue to work from now (age 52) until then making $100k annually. Ok, so if I'm truly FIRE'd then that means I'm not making any SS eligible income for next 14 years. I...

Oops! The Wellington Fund should have been VWELX not VWEHX. That puts expense ratio at .23 Performance since inception at 7.99% Performance in last year -18.32% Performance YTD at 5.06%

So What About the 'Soda Cracker' - what's it look like in 2009 vs 2005? Ok guys so you've probably caught the drift by now that I'm a longtime computer geek with very little investment savvy....and I'm not blessed/ cursed with the testosterone level to want to be in direct daily control of my...

Thanks, Ziggy. While I don't have any intention of using 401K money before 59.5, it sounds like if I want to have this as contingency we are better to be in an IRA with Vanguard or Fidelity than staying with 401K.

Hey JDW, no worry now, only thanks for confirming my numbers and finding me an extra $1K spending a year--maybe I can keep my expensive hair stylist, manicures...pedicures...!! ;) No really I've left myself plenty of budget contingency but really good to have someone else looking at the...

Tiu: My understanding of the 72(t) exception is that it only works if I retire no earlier than 55. Therefore, since I am retiring at 52 I will not be able to withdraw before 59 1/2 so that point as I understand it will not impact the decision on whether to move my 401K. I do need to do that...

Hi JDW...thanks for cross checking me...and you've got me worried now!!! Here's the numbers I've plugged in... 'Start here' tab.... Spending $67,700 Portfolio $1,337,000 Years 40 'Other income' tab: MY SS: $28,800 in 2023 DH SS: $10,000 in 2009 Comes out with 100% probability Am...

Btw, the 'pension' is total value I have in the pension, not annual pension!!^-^

Thanks, Rich. We have a 2007 Cross Country Sportscoach 382 DS. Love to 'commune' with fellow RVers! That's our favorite part of the lifestyle...the people!

After facing a 1/3 reduction in my own salary and cutting my global staff by 1/3 without change in workload, I’ve decided to restructure my corporate department, save a few other people’s jobs, and in the process eliminate my own high-stress 60+ hour a week job to become FIRE’d. June 30th...