Recent content by fishndad42

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    Share your FIRE Milestones - 2013- 2020

    Today I am FIREd! Today I am FIREd! Finished moving from our home of 27 years into the lake house last month, which is now our retirement home. Closed on the sale of that house 2 weeks ago. And yesterday was my last day of w*rk! :dance: I've been fortunate enough to have gone through a phased...
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    Share your FIRE Milestones - 2013- 2020

    30 days to go! Better yet, I w*rk the 1st 3 days of November and the last 3. Mostly parties and luncheons those last 3! I have transferred all my staff to their new bosses (it took 3!) so mostly just doing some knowledge transfer now. On vacation the rest of the time. Should close on selling the...
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    Belt and Suspenders Regret

    Seems like I'll be the odd man out. No belt, no suspenders, just a rope and an old boy scout that knows his knots. 65 days until I ER at 60. My FA's model is 89%, my Firecalc puts it a bit higher. I modeled 30 years, my FA did 35 years. 3 times fighting cancer myself, DW also fought the beast...
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    What advice do you have for a new retiree?

    Right behind you, 98 days and counting. Semi-RE already, and what I find best is the calendar doesn't dictate my life as much. I can do a quality job on a project because I don't have to rush it. I can go fishing when the weather is good and don't have to be upset that the weekend wasn't...
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    Did you move after FIRE and find the grass greener?

    Absolutely needed to get out of the big city. 3 years ago we bought a lake house near our old cottage with the intent on retiring there. We found it s great way to test drive the plan. Would we really be happy in a town of 1200? What about shopping? With many extended weekends and vacations...
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    Mortality salience: why retirees tend to choose lump sums

    I'll be taking the lump sum in a few months specifically because I have thought about mortality - a lot. Turns out it is very difficult to estimate your own mortality when you have known health issues. DW and I both have ongoing fights with cancer - successful for now but it creates an unlikely...
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    Share your FIRE Milestones - 2013- 2020

    99 days and counting Dipped down into the double digit countdown today. :dance: ER date is Dec. 1. I was fortunate to get an offer to sign up for ER and work 1/2 time for 6 months while getting paid for full time, plus the full year bonus. With 1/2 time status, vacation, holidays and so forth...
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    A taxing question...

    Whew! I think you just talked me out of picking up any contract work next year after I ER in November! Sent from my SM-G900V using Early Retirement Forum mobile app
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    Fire ?

    We ran 3 models. Bare bones, modest and "generous" (my term - DW says it's to show what it could end up being if I buy too many toys). The bare bones reduces charity, travel and so forth, and we did it more to agree in advance what cuts to make if some part of our financial plan evaporates -...
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    Did Your FIRE Number change as you got closer to FIRE?

    My numbers didn't change like that. My timing changed due to a 3rd occurrence of cancer. Now my numbers are being adjusted to timing. I'll hopefully down to 1/2 time on June 1, ER on Dec. 1. Sometimes you gotta shift the numbers instead of the numbers shifting you. Sent from my SM-G900V using...
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    "Old White Men?" That's me,I guess

    This may depend on what career the student is most interested in, and the type of company they hope to work for. Our MegaCorp only recruits from a couple dozen universities. All others can apply through the black hole of the careers website and then find an actual job elsewhere. I suspect this...
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    "Old White Men?" That's me,I guess

    A few years ago we had convinced my son, then late 20's that he should open an IRA. Unfortunately when he went to his bank to do so, the financial "advisor" told him not to do so - he should finish paying off college debt (he was already close, so payments were bringing down principal at a good...
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    What downsizing actions were most useful?

    We are working on downsizing in anticipation of selling our family home and moving to the lake house which will become the retirement abode, which is about 1/2 the size and storage ability (no basement, smaller garage, etc.) This month offers a lot of opportunities for us. Last week it was...
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    To-do list before last day

    In my case that would have been the office supplies I bought for myself, so of course I'd grab those! Getting Megacorp to buy supplies was harder than getting travel approved. Sent from my SM-G900V using Early Retirement Forum mobile app
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    What do you do for "funny money"?

    DW uses lots of coupons, and the grocery store summarizes the savings on the receipt. So I tell her that's my fun money! Sent from my SM-G900V using Early Retirement Forum mobile app
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