Recent content by FlaGator

I'm sorry about your friend, Harllee. PC took my wife at 54. That's not intended to make you feel better. It's among the worst cancer diagnoses, no matter when it happens. As others have said, difficult to diagnose until it's too late to successfully treat. She was treatable with chemo and...

Good info here, at least it describes what I've done. I worked down my taxable account over the first 7 years, taking advantage of selling specific lots to minimize gains while doing some conversions. What's now left is 2008-12 shares that got a partial step up in basis after the wife passed...

Lived life full throttle and made it to 80. Kept the Allman Brothers viable after Duane died and Greg had problems. Not that it's the right standard, but their hits had Dickey's influence-either guitar or vocals. I call that a "good run". As to Jollystomper's observation about Elizabeth...

Thank you for describing the dynamic I have dealt with for several years. I've dated women who were still working, while I had kids at home. That had challenges due to my commitments and their schedules. I later married one who I supported for several years like a stay-at-home wife. That...

Part of the deal. Working for a startup, there should be offsetting benefits - stock grants, options, RSUs, etc. But all those are hard to value given the uncertainty of a startup. When you take the job, you're making the bet those offsetting benefits (assuming they are offered) will pay off...

The co-op cleaning method sounds good until someone doesn't comply. Have to look at the governing documents and limits proscribed by state law, forget about history. A few options to evaluate, from my time on a HOA board in FL : -fine them up to amount necessary to do the cleaning, or the...

This is a very personal decision, and I'm not sure if you're looking for info to talk her into/out of the decision, or if she is. Since you asked: I've seen the consequences of a late 60's woman have her body carved up in the name of vanity - face lift, tummy tuck, breast...

Second transfer completed, just a bit quicker - 14 days. Mailed 3/29, received by Schwab 4/11.

It was. A friend played with him at the Bills. Said he was amazing and would have been even better if the team had been. Same guy thought for years that the acquittal was correct, but changed his mind about that in the last few years after seeing what had happened since the 90's. Sad story...

Some info on the process timeline with the NY Plan: 3/18/24 - Mailed the form to Boston from the FL Panhandle 3/26/24 - NY Plan processed the request 4/03/24 - Funds are in the Schwab Roth That's 16 days if I counted right. I started a transfer for the other kid last week, will advise if that...

No, don't draw down your 401(k)), pay the taxes and penalties to pay off your mortgage. Not the most popular question - have you thought about selling your CA Real Estate and moving out of state somewhere with a lower cost of housing and living overall?? Not for everyone, may spring some cash...

He had a good run, and saw many interesting things in his long life - a lot of ethnic strife, displacement and a post WWII era that was both beneficial for the world in total while being very challenging at times for Israelis (as well as the rest of us to a lesser degree). Over 20 years ago...

Appreciate the clarification and guidance, I will pass it along. Thank you!

I have a family member who is currently collecting private ST disability. I have reviewed IRS Pub 590-A, and that type of income is neither explicitly excluded from eligibility, nor mentioned as eligible to be included for contribution purposes, that I could find. I've seen their pay advice...

And with that, I will say when you watch your wife of 30 years slowly die and you get reminders of that 10 years later, you might have a different point of view. I know a lot more about direct marketing than the average bear, read my OP. I don't need any reminders of her slow, painful demise...