Thank you everyone for your replies.
In summary:
1) I will consider and pursue doing 50/50 Roth 401k and 401k. (8.75k and 8.75k) to hedge unknown tax consequences
2) I will continue backdoor Roth IRA (11k)
3) I will continue to receive 12k PSP (employer deferred trad 401k)
4) I will continue to...
Thank you kindly in advance for reading.
Emergency funds: 6 months expenses in checking account
Debt: no debt – house and car paid off
Tax Filing Status: Married Filing Jointly
Tax Rate: 28% Federal, no state income tax
State of Residence: Florida
Property taxes: $9000/year ($450k house)
Age...