Recent content by fullplay2024

I just discovered this thread, and I'm excited to share the journey with you to punch out in 2024. I posted our plan a few days ago: http://www.early-retirement.org/forums/f28/please-critique-our-plan-97505.html

You have won the game, congratulations!! To perpetually forever sustain annual expenses of $180k, you only need about $6M. And you have over $10M of net worth. You can pick any AA you wish.

Mint does the job for what I need. This may be an excellent poll question.

OP, I don't have any specific advice for you, but I wanted to thank you for starting this thread. Our family will likely be in a similar situation when our oldest child goes to college next year. We're gently encouraging him to consider in-state flagship, but we have to see where he ends up...

Road rage is real. It's sad people don't even recognize how they are putting their and others' lives in danger. Glad that OP and his wife were safe.

@FlaGator, Thank you for kind words. I have benefited so much from lurking on this forum last few years. Yes, I hope to hang out and pay it forward. Cheers!

I have seen a few people who were leveraged and retired early on RE. But, they were forced to sell and return to workforce after the 2009 crash. My goal is to be debt free in retirement.

I'm not sure I understand your Math. But, as I wrote in one of my posts above, my RE returns have been more or less on par with the market. Aggregate return (CAGR) on rental investments over last 7 years has been close to 12% (7.5% NOI cash flow / mortgage payoff + 4.5% market growth) not...

Got it, thank you for pointing it out. Great catch on insurance premiums, they are deducted directly from the paychecks and don't show up on Mint. However, I do track income taxes separately. Lol! Thank you for the kind words. Our family expenses certainly grew over last 7-10 years, but...

Thank you FlaGator! 1. Good point on 529 funding, but we may flow some funds while we are working so any unused funds can be given to younger nieces and nephews. 2. I'll bump up liability coverage -- this has been a universal comment from everyone. 3. I'll likely outsource to a rental property...

Long time lurker, first time post.. Please critique our plan. Family: Husband 43 Wife 40 Child #1 (starts college in 2020) Child #2 (starts college in 2024) Current income: Combined W2 income: $450,000 Net rental cash flow: $30,000 (Goes up to $75,000 if investment mortgage fully paid off)...