Recent content by Gary 1958

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    Don't look at your investments too closely.

    I think about it differently. I look everyday and do research to find out why it's happening so when I step into the voting booth I'm an informed voter. If you keep your head in the sand you deserve to lose your money. It may hurt to look but the next time you will be better prepared. If...
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    Possibly moving to Las Vegas

    Take some water! I live in Phoenix and we own the water rights from Las Vegas and Denver. Las Vegas has restricted growth, made near zero water landscape the law and has been under drought restrictions for more than a decade. Nice city but the future really depends and rain and snow fall...
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    50, just retired, $1m cash

    Your million is shrinking fast if you don't have a home. Also, if you haven't planned far enough ahead for housing you better start thinking about what career you are going to take up in 5 years because you don't have enough money at 50.
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    Vexing Dental Health Questions

    Sounds like your dentist is doing some remodeling on his home and your going to be paying for it. Find a new dentist that isn't a crook.
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    What do you take to help you sleep?

    I just started taking 1/2 teaspoon of Himalayan Salt mixed with 4 teaspoons of raw honey. It changed my sleep patterns the first night. I now sleep through the night with extremely vivid dreams of good things. I've tried this for about a week and like the results. BUT, I'm not sure yet if...
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    Costco rotisserie chickens not good lately

    Many items at Costco are losing quality and value. They put a green price tag on something to signify organic and raise the price by 25%. How do you make an organic burrito? The cost of the Kirkland brand items is higher than the name brand ones sitting right next to it. Buying fruit isn't...
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    Would you fight for this?

    I heard the 2022 Webster's Dictionary will be removing the word warranty because it's no longer used in the USA and most people don't honor it.
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    Pay off the mortgage or set it and forget it, what would you do?

    Cash is king. Zero debt is freedom. You need to decide which fits your needs the best.
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    Repair or replace??

    Your mechanic has a boat payment due and he want you to pay it. I did a search on that part for your car and found them from $115- $374 each. Keep your car but dump your mechanic. Those are expensive because they contain platinum so keep your old ones if possible.
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    nothing when I retired

    You should feel lucky you got that. I also retired 09/2020 after 30+ years at the same company. I traveled for work and we were working from our homes at the time. When COVID hit I was told that I will need to travel more because the other members of my team had families and can't risk...
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    Siblings disagreeing on listing price on inherited home

    It's easy to drop the price and impossible to raise it. You've waited more than a year to get to this point so list it high for a few months and drop it later.
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    Do I need to switch banks?

    My stepfather died about 5 years ago so I helped my 80 year old Mother organize their investments. We consolidated her money into one account at one bank. The bank idiot tried the same hard sell on me but I said no. After several weeks of this guy approaching me when ever we entered the bank...
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    Costco Annual TurboTax Discounts

    Costco sale on Turbo Tax I missed the Costco sale last year and the price did go up after the sale ended.
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    How Much Cash to hold in Retirement

    I have two years set aside but my suggestion is to start funding your ROTH ASAP. If you have money in a 401k you need to covert as much as possible. The government is spending money like a drunkin sailor and that tab is going to come due soon. If you have a nice next egg they will help you...
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