Recent content by gmshedd

I have purchased insurance for myself, and for my DW through the exchange in PA for the past two years, as well as purchasing Medicare Advantage plans for my parents through the Medicare website for many years. The ONLY thing I can say for sure is that the plans change every year, and that you...

As for the pulling a muscle part: I have been walking for exercise for the last 7 years. When I visit my family's farm I walk a hilly route where I can push hard enough to get to the upper reaches of my heart rate (it's there that I've gotten my best estimates of my max HR). So, wanting to get...

Two notes of caution on HRM readings: 1. I have observed in side-by-side testing that a wrist-based HRM is not necessarily as reliable as a chest-strap-based HRM. The wrist strap HR lagged the chest strap HR by ~20 bpm or more at rates above 150 bpm. The recent Fitbit lawsuit sort of confirms...

Variation on a theme: If you can work part time and participate in a 401k plan, then you can use the 401 and a traditional IRA to tune your taxable income to be in the sweet spot for the ACA subsidy. And if you do this, ALWAYS choose a Silver plan. At the lower MAGI levels, Silver plans come...

TromboneAl: Re your ~140 max HR, What HRM are you using? I compared a wrist unit (Microsoft Band) to a chest strap (Garmin) and they weren't even close at higher rates. The wrist unit lagged by at least 20 bpm. NB: The lowest common denominator approach to estimating maximum HR is 220 minus age...