Recent content by GoBears

  1. GoBears

    Robo call from United Health Care?

    Yes. I am also new (March) to AARP/UHC Plan G. I can’t remember whether I ever received a call (I don’t normally answer the phone unless I know the person or if it is a business from whom I am expecting a call), but AARP/UHC has sent mail asking me to answer a survey requesting health...
  2. GoBears

    Age 67, retirement in progress

    In terms of what you may be missing, have you budgeted for ongoing maintenance and repairs to your home and the rental property? A leak from our upstairs tub just set us back $2,500 and my brother in law is looking at $15k or more to address a problem with his sewer pipe. Our furnace and a/c...
  3. GoBears

    Invoice from a car rental company alleging "traffic infraction" 9 MONTHS LATER!

    I agree you should ask for a copy of the citation if you don’t recall getting it at the time. I suspect the fine print in your rental agreement includes language by which you agree to pay not only any citations you receive, but also the rental company’s administrative charges in processing...
  4. GoBears

    The Blues (music)

    I fell for the Blues in the early 1980s when a group of my Cal college friends and I ventured out to Eli’s Mile High Club in Oakland. I hadn’t heard anything like the blues before and it just clicked. I still listen, if not daily, then at least weekly. In addition to those already mentioned...
  5. GoBears

    shameless ask for praise for walking

    And here I thought my 2+ mile walk this morning was a good way to start off a Friday. Your 11 miles is great! Congratulations.
  6. GoBears

    Medicare Poll

    In 6 days I will be covered by UHC/AARP Plan G and Wellcare Value Script (PDP) Plan D. My monthly premiums for the first year of coverage are $115 for Plan G and $.40 for Plan D. Drug costs remain to be seen. DW is under 65, but disabled and receiving Social Security benefits and Medicare...
  7. GoBears

    DH signed up for Medicare Plan G today!

    The discount for a second family member who is an AARP member on the same membership number apparently varies by state. When I called this week to enroll in Plan G, the UHC representative told me that discount for California residents is 7%.
  8. GoBears

    Question about Bond ETF's

    FTBFX is an actively managed fund and the Fidelity website shows the latest annual turnover rate at 177%, so the bonds are not held to maturity. The website also indicates FTBFX has distributed capital gains in seven out of the last ten years. None in 2022 or 2023, probably because enough...
  9. GoBears

    Last minute ACA paralysis

    Probably too late for you, but I was confronted with the same choice last year. I elected to go with Kaiser rather than Blue Shield and my doctor at John Muir Health. My father (age 94) is also a long-time Kaiser member. I’m glad I had the opportunity to evaluate Kaiser. They do some things...
  10. GoBears

    Poll: Have you had Covid?

    My wife and I both got Covid while on our May 2023 Mediterranean cruise. Mine progressed to pneumonia in one lung; she developed pneumonia in both lungs. We were both fully vaccinated and boosted. It was pretty bad, although neither of us had to be hospitalized. I am planning on getting an...
  11. GoBears

    Yellowstone, Custer SP, N & S Dakota

    A detour to the Little Big Horn Battlefield National Monument right off of Interstate 90 would be worthwhile. I spent a couple of very enjoyable hours there a number of years ago on my son’s and my drive from Denver to Glacier NP.
  12. GoBears

    Staying in Barcelona before cruise

    We stayed at the modern Ocean Drive hotel in Barcelona this past May, https://od-barcelona.topbarcelonahotels.com/en/. We very much enjoyed the breakfast buffet (I think I need to go back for more Spanish chorizo) and the rooftop bar. The friends we were with had previously stayed there as part...
  13. GoBears

    should we go to ER ?

    ER_Hopeful, since you are near LA you should be aware that California law requires consent of all parties to record a conversation. I’m hoping all goes well for your wife and you.
  14. GoBears

    Blow that Dough 2023

    Since our 3-week Happy Retirement cruise in May was derailed a week into the cruise by Covid and pneumonia, we’ve booked for April a 10-day cruise around Italy with several additional pre and post cruise days in Rome and Venice. We originally thought about delaying this “do-over” vacation for...
  15. GoBears

    Can't Justify an Expensive Hobby Even If I Can Afford It

    We don’t pay much attention to how we spend the money, just the total amount we withdraw from savings and the portfolio each year. The total withdrawal covers everything - food, dog, taxes, insurance, travel, wine, mortgage, hobbies, etc. As long as the overall number is reasonable, and it has...
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