Recent content by Gromit33

My problem is not the cost of Quicken but the bank fees to download to Quicken. BB&T charges $6.95/month and this is more than the software costs! I tried three "free" budget programs and the bank still charges a fee. Can't see what my $84/year bank fee plus Quicken would actually get me over...

Paid it off I paid my mortgage off last May when my 3 year average return for my portfolio dropped to 12.8 percent. Had a three year ARM at 5.125 percent which was to end in July. Best decision I ever made. Now putting $1500 per month back into the market. I ERed 5 years ago.

In North Carolina IRA accounts are protected in bankruptcy against any creditors or judgments. So is a person's home. I'm not certain, but I also think that a government pension is also protected. The policy I now have with Allstate has a $2500 deductable. I do have an umbrella policy but...

I'm not talking about flood which I currently have and it runs less than $300/year. Three years ago my homeowners insurance was $460, the following year $900, last year $1430 and this year $2600.

Not for the time being. I have a 33 foot sailboat I want to be near to. Besides, I would have to sell the house! When I purchased it 3 years ago the insurance was $460.

Thanks Brewer. It is coastal property but does not require flood insurance which I currently have. I could always purchase a new house with normal financing if I lost this one. I would still have the land which is worth about $75,000.

This is a duplicate of a thread I started in another forum and can't figure out how to delete the one in the other forum. Sorry. I am trying to decide if I should pay off my ARM which is due in August or refinance. I ERed 4 years ago, at 56, and have a $50,000 per year CSRS Government...