Recent content by Hamlet

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    Electric Vehicles - Models Discussion

    Yeah, I just bought a used 2021 Kia Niro EX PHEV to replace my 2008 Kia Rondo. I’m generally not interested in being an early adopter of new technologies, so PHEV is a great baby step for me. I’m not a big fan of change, so I bought a car that is essentially the same car I had with 13 years of...
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    Dave Ramsey rips the 4% rule again today.

    Dave Ramsey is often angrily and aggressively and completely wrong. He shows zero understanding of sequence of return risk. I don’t think anyone should look to him for advice on anything, since he seems incapable of actually thinking about anything in a non-rote, dogmatic manner. Yuck.
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    Covid Getting Closer to Home

    We’re fine. My close friend’s family is now going thru the same thing, but their kids and his wife are unvaccinated because his wife read something on Facebook and he wasn’t up for the fight with her. His daughter’s fever got up to 104 degrees before Tylenol knocked it back down to 101...
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    Covid Getting Closer to Home

    Chalk my family up for four breakthru cases. My 10-year-old daughter got flu-like symptoms on 1/17 that lasted 2-3 days. The rest of us were all sick within a week. The other daughter had the same 2-3 day experience. My wife and I had a week of flu symptoms and another week or so of...
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    The Cryptocurrency Thread 2

    A very interesting timeline of Crypto/NFT scams, hacks, and fails is kept by Molly White here- https://web3isgoinggreat.com/ Something sketchy is happening pretty much every day. On the plus side, the NFT space is so terrible that it makes plain old crypto look FDIC insured in comparison.
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    The Cryptocurrency Thread 2

    The difference being that if the bank is robbed, you are generally still getting your money back.
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    The Cryptocurrency Thread 2

    This about the funniest thing I’ve ever seen. This is a real project, not a parody, but I don’t think a parody video could actually be more ridiculous. I’ve watched about a half-dozen YouTube videos digging into the details of this. Cryptoland This is the Fyre Festival of Crypto- Caveat...
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    Will streaming services take over?

    The T-mobile internet plan is unlimited data. You cannot take the device to someplace else and use it.
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    Will streaming services take over?

    T-mobile’s 5G home internet does the trick for me. You need to be in an area where they’ve got it built out, but I really don’t notice much difference in speeds from the cable I used to have. I just did a Speedtest and got 600 down/60 up. It varies a lot by time of day and area, but for us it...
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    100% ALL IN on one stock. Safe??

    My first job out of college was at Comdisco. I actually met the CEO Nicholas Pontikes once when he came to visit our office. He was the son of the founder and managed to destroy a nice solid business by chasing every stupid technology fad of the time. My impression of him was that he was an...
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    100% ALL IN on one stock. Safe??

    I would at least mention that it might be a good idea to diversify a little. He probably won’t listen, but I like to at least make a token effort to help people I know avoid catastrophic mistakes. I can’t imagine a riskier stock to have 100% of your net worth in, TBH. I actually made a bet (...
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    Are you preparing for life disruptions from this winter/Omicron COVID surge?

    I’m taking my queue from my state’s hospitalizations and deaths ( I’m in Minnesota). I’m not particularly concerned with getting it myself, since most everyone I’m close to is vaxed/boosted. I just want to do my part to keep the hospitals out of dying in the street mode. We are still dealing...
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    Did you return to past hobbies?

    I have a number of hobbies that I have cycled thru over the years that I could see doing more of in retirement. My interest in each of them ebbs and flows depending on my free time and moods, but I’ve come back to each of them in the past. Aquarium fish breeding, comic book collecting and...
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    Are you preparing for life disruptions from this winter/Omicron COVID surge?

    I’m expecting that the rapid spread of Omicron will probably cause disruptions at stores/restaurants/schools in January. Here in Minnesota, we were just seeing the Delta wave start to recede. We had a case in each of our daughters’ classes right before Christmas break that we had to test for (...
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    How Will Inflation Affect Your 2022 Planned Spend?

    I’m sure we will spend more next year than this year, but I don’t think it is likely to alter much that we do significantly. The one change I am making involves my comic collecting hobby. I’ve collected vintage comics for a long time, and there has been a general upward trend in prices of key...
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