Recent content by Humbooster

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    Anyone ever try Farmer Carries?

    I did them every summer from age about 8 to 16 on our small farm, it was my job to milk two cows every evening and get the milk back home for our daily consumption. Went off to college after that. I have great memories of that journey across the hill, lots of time to think and daydream...
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    What Debit/Credit Card Do You Use When Travelling To The UK?

    Capital One Venture Card. No foreign transaction fees and it has rewards.
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    Which Tax Software do you recommend for age 67 Retiree?

    Yes to FreeTaxUSA. This is the first year I have used it. Up to now I have used Turbo Tax but have become increasingly frustrated with the bugs and constant updates. The bug they did not solve (again) is paying to file by credit card. This was my first time having the problem although others...
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    Uh Oh! TT What are you doing to me?

    Turbo tax rant Trying to file my daughter’s taxes with Turbo Tax Premier. All goes well until I reach the payment screen. In order to file I must log in to the intuit account to be able to use my credit card to pay for the filing. This is where the problems start, the next screen goes to...
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    Your 2023 effective tax rate

    Using the Line 24 / Line 11 methodology, for 2023: 6.2%. Have not done state yet.:(
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    Another Vanguard Rant

    Thanks for posting this, I had no idea that this happened. This will impact a lot of people. I need to think about this and what to do about it.
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    Moving to Fidelity and going with a simple portfolio.

    How does it take so long to transfer money between these various companies? I started a small transfer on Monday and still so sign of it by this morning. I could have walked it over myself in a wheelbarrow by now FFS.>:(
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    Final 2023 Expenses

    Looks Like 99.8K for 2023 vs 77K for 2022. 2023 includes a new(ish) vehicle ~ 30K, two Roth contributions of 7K as well as three short vacations, not too bad really
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    Gifting with a warm hand

    Yes I do try to help our kids now rather than when I am gone, 200K at 30 would be my choice for sure but it never arrived and neither did the 500k at 50. There are so many people suffering in the World, just look at recent events in Morocco and Libya. A few hundred $ is all it takes to help a...
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    Best source for cheap international flights?

    If you have a Capital One card their travel app is useful.
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    Finding a vehicle is almost impossible

    It is very difficult to find anything right now. I have been searching for a couple of months now. The Maverick is especially difficult since they are in such short supply. Local dealers advertise that they have new ones but when I call each time it has been a special order for a customer...
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    Final year...401k strategy

    I had what the "experts" would say was too much cash in hand. At the start of my last year, I chose to max out my contribution immediately so that I was then free to go at any moment after that. I made it all the way to September...
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    First Paid Job

    First job was helping an elderly neighbor with the hay on his farm. This was back in 1973/74. I was being paid 1$ per day and because of the lousy weather the job lasted almost two months.
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    Wealth Accumulation

    I got a very late start working in this country ~ 30 when I got my first job here. My wife and I had a good rent situation for our first two years and it allowed us to save for a house. We drove old single payment cars always financed via the ATM and put every other penny into savings. Maxed...
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