Recent content by icono5

Defined *contribution pension, plus taxable savings and a few IRAs.

I find myself caught between wanting to be generous (with heirs, with charities, etc.) and dealing with what I call the "structured insecurity" of wondering whether I'll have enough.

Sure: I understand. And yes, my baseline was the Trinity study. Some of the advanced math goes beyond me, but I enjoy seeing more complex alternatives. I'd like to know which method will work best when I start making withdrawals.

That's a great question. I'm curious to see answers, as well. The 4% rule seems under steady reconsideration.

Your statement about the news media is now shorthand, among some folks, for political disputation. ("Fake news," etc.). My apologies if that wasn't your intent. I'm a communication professional, fwiw.

Hmm: So much for avoiding politicized statements?

I'm another in a string of echoes by this point, but I have a majority of my financial assets with Schwab, and have been a client since '97. Consistently very good customer service. I had some taxable funds at Vanguard, and consolidated them to Schwab a handful of years ago. Chances are that...

Brief reply :) Thanks, folks, for the greetings and well-wishes! Financing health care post-retirement has been my biggest concern for a while now. I monitor legal developments with the ACA pretty closely. I'll have to look more into healthcare.gov. Vacation4us: Good questions. I'll have a...

Hello, all! I've been lurking on this site for a couple of years now, after spending lots of time on TMF. As its discussion forums focused less and less on *actual ER topics, I shifted my focus over to here. Now I'm outing myself. ;) I just turned 55--and am happy for the magic of the "Rule...