Recent content by imjustawarrior

I use Fidelity Full View. It is the only tool I have found that understands my CITs in my 401k at Fidelity. I also have a spreadsheet for rebalancing.

Do you really need to hold your liquid assets in a taxable account? It can be more tax efficient to hold interest paying funds in an IRA or 401k and put equities in the taxable account. A lot of equities pay qualified dividends that get taxed at a better rate. When you need money, sell the...

All our personal investments (brokerage, his/her Roth, ESAs, 529s) are at Vanguard. All my ex-w*rk stuff at Fidelity (401k, HSA). The announcement has just accelerated the move to consolidate at Fidelity. I have been very happy with Vanguard over the last 20+ years, but I'm excited to give the...

Been buying all new clothes. I have lost a lot of weight since last June. I'm usually happy with a $7 Walmart t-shirt type of guy. 1 Patagonia Fleece Jacket 1 puffer jacket on sale 50% off 4 hiking shorts 4 short sleeve button up shirts $1000 (all really nice) 7 Walmart t-shirts $28 I also...

We went to Rendezvous a couple years ago. I was not a fan of their ribs. I liked Central BBQ ribs a lot more. I'm a fan of low and slow ribs done on a smoker. The meat should pull off clean but not fall off. The connective tissue needs to convert to gelatin. That is what makes BBQ special to...

You could google "bernstein lmp". There are some benefits to a liability matching portfolio. If I was 70+ years old, I would look hard at a TIPS ladder for the rest of my life. As it is, I just stick with low cost index funds. They are really easy to manage.

Y'all are making me hungry for some BBQ. I may have to do some ribs this week.

My Costco use to carry prime briskets. I bought one a couple weeks ago and it was choice. It still was good. Lately, I have liked my paprika based rub. I'm from Tx, so I appreciate the simplicity of salt and pepper. How did your brisket turn out? Our chicken was good, but I think I prefer...

Smoking a chicken right now. It probably has been 15 years since I have smoked a chicken. I hope it turns out well or dinner will be just corn and salad. I usually do brisket, pork loin, and pork shoulders. I'll do ribs a few times a year also. Chicken is so fast, I thought it would be nice to...

Thanks for your hard work. I like the new, fresh look.

We have been watching Endeavour on Prime. It is a British police show solving murders in Oxford in the 1960's. Very well done.

I had never listened to the blues until a trip to Memphis a few years ago. I learned I really liked it, especially the older stuff. I'll throw out a name I haven't seen anyone else mention yet. Howlin' Wolf When I came home from Memphis, I really enjoyed listening to the blues on Youtube...

I retired last year, and I have lost a lot of weight. I now weigh the same as when I was 20. Here are a few things I have learned. 1. The number of fat cells do not change in adults. The fat cell size change, but not the number of fat cells. If you have stomach fat and remove it, it will not...

Some things to consider: 1. If you are married, your taxes could be much higher once there is only one person. 2. Put the investments with the lowest expected return in the IRA to help control grow (e.g., bonds) 3. Converting to the top of the 12% bracket can really be more like a 27%...

Write off $3k/yr Save remaining losses for when you sell your house. That could eat up the rest of the losses. Do Roth conversion. Do not move 401k money to taxable just to eat up losses.