Recent content by intent

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    FIREcalc updated 4-3-2024

    It's amazing the work you've done with this. Thank you!
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    Your Favorite 2023 Purchase?

    My wife has long been suffering from some health-related issues and so we planned for 2023 to be a year focused on improving her health. Our best purchases? Dental implants and a brand-spanking-new knee. She's still recovering from the knee surgery, but the dental implants have already...
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    How long was your glide path? What advice can you share?

    I'm in a similar situation as the OP. I stopped working full-time in April 2021. My wife retired in Jan 2020. My plan, however, always included continuing with consulting work, which I am still doing. I haven't put a timeline on how long I will continue consulting. I mean, I have multiple...
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    Possibly the worst start to retirement ever!!!

    My wife suffered some health problems shortly after she retired. At first, she was naturally a bit down about not being able to engage in some of the pastimes to which she had looked forward. Then a lightbulb went off ... she thought about how much the health problems would have sucked if she'd...
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    Are you the happiest retiree here?

    I'm happy because I couldn't select any poll option. Sure, there's a "This poll is incomplete. I'm not happy about that" option, but that's obviously too restrictive. I find joy in pointing out the missing poll option(s). The inadequacy of any poll to suit me proves my uniqueness as an...
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    website creation and hosting?

    I'm doing something similar for my association. I've designed websites in the past, but didn't want to make this too difficult/complicated. They have a GoDaddy account so I checked out GoDaddy's Website Builder feature and it's easy to use and pretty cheap (depending on the deal available at the...
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    Eye popping spending and overwhelmed about how to cut down to a reasonable lifestyle

    All good advice so far. The only thing a bit different I would add is that when you sit down with your wife remember that you are engaging in a relationship management session* as much as you are a financial management session. Even if she's fully onboard with cutting expenses, be careful about...
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    50, hoping to go from semi-retired to full retirement

    I don't see any big holes. One item though that my wife and I ran into (we're a little older, but our numbers are very similar to yours) was that she has had a somewhat difficult time adjusting to significantly reduced income (I'm still doing some part-time consulting work). Basically, she just...
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    I think I may need therapy

    Seeing a therapist sounds like a good idea. Also, if I were in the same boat, I think I'd try out some activities that would force me to be in the present because of their unfamiliarity. Maybe an interactive class (e.g., learning stand-up comedy, acting, public speaking ... basically, anything...
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    Expectations for the US economy

    I don't see most here saying that the past performance of the US guarantees future results, just that they aren't betting against good future results. Having said that, it would seem the clear answer is right in front of you. You probably don't put all of your assets into a single investment...
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    Any advice for someone starting saving for retirement VERY late?

    What a terrific thread. I just love to see all of the support and excellent advice. Reminds me why I liked this community so much when I first joined years (decades) ago. To the OP, immerse yourself in this community. Read, read, and read some more. You'll continuously find helpful bits of...
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    Is this the future of media?

    Thanks for posting this :clap: I hadn't heard of the Brave browser before. I Just downloaded it and am really liking it.
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    Second Bivalent Booster?

    Wow, ChatGPT for the win! The CDC could post that verbatim to their site and satisfy my request :coolsmiley:
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    Second Bivalent Booster?

    RetMD21 asks me questions, and I answer them. I'm not trying to be argumentative, just trying to make my point clear to another member who is evidently having some difficulty understanding the point I'm attempting to make.
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    Second Bivalent Booster?

    I think it's pretty clear that the CDC thinks I, having received the bivalent booster in early September, need do nothing at the moment with respect to seeking additional vaccination. Ok, fine. But, on their "Stay Up to Date" page they state: To EVERY group other than those who have received...
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