Recent content by Itsagrind

You are unquestionably correct here...I will absolutely shoot for holding off until 70 but I have modeled for 67...to "take some of the pressure off..." I am hopeful that when I get closer to 67, I will see that delaying Social Security to 70 is quite doable. The increase in benefit is...

Great input and I'm glad you're enjoying your well earned retirement. Stay well and thank you very much!!!

Thanks very much, Koolau. I will check out those LTC threads. Best to you and your family...it all goes way too fast, doesn't it?

Ah, that is a great question. So, I do have LTC insurance...my wife does not. We have been thinking about purchasing a life insurance product (Lincoln) that has a LTC rider...it is quite expensive...we would need to spend at least 100K (which can be paid out over time) to get relatively...

Thanks so much!

Thanks very much Bigdawg! Yeah, the 7-9K per month is on the high side….but by nature I like to err on the side of caution. Appreciate the pat on the back as well…sometimes one wonders…could I have done better, etc…but I know that overall, we’re more than okay. Best to you and your family! How...

Yes, all captured accurately, thank you! We have healthcare fully paid until 65 by my wife's soon to be former employer, so very fortunate. No COLA on pension, very good points regarding social security...we will wait as long as we are "comfortable" seeing our savings gradually (hopefully)...

Hi all... I am recently retired, age 61.5...wife is retiring this summer, also 61.5. I'd love some thoughts on investment recommendations based on our situation. Own our home outright...could sell in this market for approximately 600K, though we intend to stay put right now. We can...

Congrats and enjoy...you earned it!

Bryan...I do feel as I’ve earned the right...and sitting on the couch, gazing out the windows sounds pretty darned good, especially on days like today when it is below zero in New England. Thanks for the input and support...much appreciated!

Appreciate the pep talk...you’re spot on...are you available for therapy session? :) Thanks!

RB, You’re right, the label doesn’t matter...just curious to get the perspective of others. I do feel a pang of guilt leaving the corporate payroll, when I could easily stay on another 2-3 years. BUT...I really don’t like what I do...we are financially secure...my wife is a teacher and will...

I know that, technically, anything under 65 is considered early retirement. I’m 58, and I am counting the days to when I can finally escape the clutches of big corporate. Now, I always plan to do “something” to keep busy, bring in some spending $$$, but I don’t view 58 as a particularly early...

Thanks, Katiek and Omega. Thanks for the feedback and support. I wish that I liked my job and could bring in the same income for many more years. But...I’m at a point where I have to put my physical and mental health first. Not I saying i’ll do nothing but sit in front of my tv/computer...i’ll...

I put in 400K invested in a moderate growth portfolio back in 2014. So, they play with my money for 11 years...the investment returns themselves have been lousy due to the high annuity fees, etc...BUT...I knew that going in and essentially “sacrificed” that 400K for the guaranteed 30K annually...