itsme2

I traveled a lot. I can cut all my unnecessary travels if I have to. Also, lots of people used FIRECalc in an orthodox way. However...

That is what I do. Just spend what we want for things like what you mentioned. As long as the annual portfolio return is greater than...

Very true. Anyone who sees its portfolios dropped in multiple years will be scared and know how to adjust.

The bolded above is actually not correct. If history throws multiple kitchen sinks plus a skunk at your portfolio, and you rigidly...

We just can’t spend it. When we travel we get suites, fly business, etc. We have new cars, a new house, drink good wine, give it away...

The 4% rule does assume depleting, or nearly depleting, your savings over a 30 year period. Some of the reasons to spend less: 1. The...

The conservative WR is 4%, meaning you would never deplete your savings in your lifetime. Why do I see the WRs posted are significantly...

Vietnam is willing to reduce its tariffs down to Zero. But "not good enough". The US has a much bigger appetite. Obviously, Trump is...

I don't know what "deals" you are referring to, but I still have friends from my former employment in the UK, France, Germany...

Removing the defense outputs, how much manufacturing left really for civilian uses?

Personally, I think everyone needs to spend less money and learn to live a minimalist lifestyle. Keep your car for 200,000 miles (pay...