Recent content by jclarksnakes

  1. J

    Any powerlifters on ER?

    67 years old, 150 pounds. Body fat is probably less than 10%. I eat around 3000 calories a day. I have been seriously lifting a couple hours a day almost every day for 7.5 years. I like to do body weight exercises with added weight. I can do sets of 20 pushups with a 45 pound plate on my back...
  2. J

    Self-Employed and Seeking Semi-Retirement Within 5

    Guilty as charged, we are a tough crowd. Most of us are fine with salespeople earning a percentage on their sales. What most of us are not okay with are salespeople who tell us that that percentage comes from the company and does not cost the customer anything.
  3. J

    Self-Employed and Seeking Semi-Retirement Within 5

    Well there you go, the insurance company pays it. Does not cost the customer one cent.
  4. J

    What was Your Workout Today?

    12 miles on the bike in 47 minutes. Then P90X back and biceps workout. Then Body Beast shoulders workout.
  5. J

    Anyone here who's retired and loves cars (or restoring them)?

    I like muscle cars and sports cars. My current ride is a 2002 ZO6 Corvette. In the 7 years I have had it I have done all the maintenance on it. If I replace it it will be with a 2015 or 2016 ZO6.
  6. J

    Hi from Sunny California

    Some of us are a lot more like our dads than we think we are. Your dad was probably working really hard because he thought he had to (he was probably right). And you are also working very hard (also probably working smarter than your dad) and you feel like you have to. With your net worth you...
  7. J

    Knee Arthritis and Walking

    Many people have different perception of pain. Being overweight and the prior knee surgery have likely in combination contributed to the progression towards bone on bone arthritis. The bone on bone condition may have even contributed to the micro-fracture.My guess is that you are going to need a...
  8. J

    Investment decision-making and aging brains

    You are very right. That is why I posted that at some point heirs will have to take over the checkbook for many of us. Upon further reflection I realize that this could be a very big problem for those who do not have responsible, caring, knowledgeable heirs to depend on in later life.
  9. J

    Investment decision-making and aging brains

    I think there is not really much need to periodically rebalance after age 75. Set up a simple portfolio of 4 or 5 balanced funds at age 60 or 65. Rebalance if you feel the need to over the next decade. Set up automatic RMDs to your checking account when you reach 70.5 and then leave the...
  10. J

    Weird animal sound - need help identifying

    Are you sure it is inside the wall? They usually hide under the eaves or around window frames on houses. They sometimes get through or around screens and end up inside the window.
  11. J

    What was Your Workout Today?

    Experimental is just the right word to describe my workout efforts. I was chubby and used P90X to get rid of 30 pounds of fat. Along the way I got much stronger and seemed to VERY slowly be gaining muscle mass. I switched from P90X to Body Beast. The muscle and strength gain has been faster...
  12. J

    Weird animal sound - need help identifying

    Atlanta you say, too easy. Copes Tree Frog. I have a friend who can identify dozens of frog and toad calls.
  13. J

    What was Your Workout Today?

    Congratulations on the cardio workout results. I think your plan to switch to less cardio and more strength training now is good.
  14. J

    What was Your Workout Today?

    The typical man loses 3.5 pounds of muscle each decade after age 27. It looks like Arnie has lost a whole lot more than that.
  15. J

    Update: 53 and looking at potential 55 ER- Dreaming?

    I am surprised that Firecalc does not give you a higher probability of success. You could probably take a little more than 4% from the investments until the SS starts and then cut back to a safer withdrawal rate and also count on the SS to cover the inflation risk in the non-COLA'd pension. You...
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