Recent content by jhecht

Hypothetical 100K in mutual funds (taxable accounts) with expense ratio around 1.1% Good performers but now realize costs are relatively high. Could switch to Vanguard and save around 1k/yr in expenses. No reason to believe performance would be any worse. Capital gains tax to cash out...

I apologize if these questions have been covered before, but I was trying to understand this concept and had a few questions. First, how do taxes come into the equation? Do you assume that you are paying taxes due on investment income/cap. gains out of the 4 percent withdrawn, or out of the...