Recent content by Jigger

  1. J

    Roth with new income - or not?

    Thanks! We do have about $26,000 a year in pension income so we anticipate drawing $40,000 + from the IRA/403b pile. We will be in the 15% tax bracket. My wife is earning a small amount each year - only $3000 or so which makes it sound like she can do a Roth for at least part of this money? The...
  2. J

    Roth with new income - or not?

    We are recently FIRED and need a little help. We have $1.2 million in various 403b's and traditional IRA's. We are both turning 59 and a half this week. We are getting a $12,000 payment from the sale of some property for the next 5 years. My question: should we put this into a Roth - one for...
  3. J

    Survivor benefit. Or not?

    Thanks to all for the input. The Boss says 100% survivor benefit - so that will be it. Now I'm looking into a food taster, removing all knives from the house, and not walking close to the edge of any canyon we might hike. Seems prudent, no? (-; Sent from my iPad using Early Retirement Forum
  4. J

    Survivor benefit. Or not?

    Thank you for the input! This certainly gives us something to chew on. Sent from my iPhone using Early Retirement Forum
  5. J

    Survivor benefit. Or not?

    Looking at getting FIRED from my teaching job of 36 years. Is that really early?! The question is whether to take a survivor benefit on my Washington State pension. My wife and I are both 59, she is in good health - I'm struggling with A-fib but hope to hang in there for a long time. The...
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