Recent content by jim584672

  1. J

    WSJ - Big mistakes people make in Medicare

    NY does a pure community rating (no age rating) and is always open. So just buy the Medigap when you get sick.
  2. J

    Cheapwad Finds--Opposite of Blow That Dough!

    National Pretzel Day many pretzel places are offering deals or free pretzels. I got a free one from Auntie Anne’s, had to use the app for the deal.
  3. J

    Cheapwad Finds--Opposite of Blow That Dough!

    They sell PCIe adapters for $5 to $10 that will work. May not be as fast as a native motherboard with a natural slot, but it should work. I don't know if you can boot with it, depends how old the BIOS is.
  4. J

    Cheapwad Finds--Opposite of Blow That Dough!

    It was in the physical store.
  5. J

    Cheapwad Finds--Opposite of Blow That Dough!

    Walmart had a clearance on SSDs. $17 for this WD Black 500GB, Amazon lists it for $60: WD_BLACK 500GB SN770 NVMe Internal Gaming SSD Solid State Drive - Gen4 PCIe, M.2 2280, Up to 5,000 MB/s - WDS500G3X0E $25 for this 1TB, $77 on Amazon: Western Digital 1TB WD Blue SN570 NVMe Internal...
  6. J

    I think my gas range needs repaired.

    Nobody says, "Now you are cooking with induction". Gas is the best.
  7. J

    Another Vanguard Rant

    They may want you to go through the Bond Desk for that order. I ran into this issue many years ago with them. It makes no sense, but that is how they set it up.
  8. J

    How to deal with taxable holdings with large gains

    If you don't need the money leave it to heirs and they will get a stepped up basis at death.
  9. J

    Fidelity/Vanguard fees and minimum invstment

    If you hold VTSAX in a Vanguard Brokerage account they can convert it to VTI ETF without any tax consequences. VTI is easier to manage since it is an ETF and not a mutual fund.
  10. J

    Fidelity/Vanguard fees and minimum invstment

    I dumped Vanguard due to their crappy web interface, policy on what investments you are able to buy, and policy on being "too active". I could understand if you are in their mutual funds being too active can disturb the fund, but they apply it to ETFs which makes no sense at all. They rested...
  11. J

    Zero coupon strips vs nominal bonds

    I hope you have them in a retirement account or the taxes are a problem... "Investors are taxed on the interest that the Strips are accruing each year, even though this interest is not actually received until the security matures."
  12. J

    First million is enough

    Still running the '07 Japanese econobox that I bought new for $18K.
  13. J

    First million is enough

    The ACP expiring will bump Internet up $30. When I hit 60 I can get a $23 SNAP benefit with income under $30K, that will also get the electric discount and the phone. At 65 we get the Senior discount on property taxes, and if income is low enough the Senior low income discount. The pension...
  14. J

    My 40th Thread...Linux Life

    I do Clonezilla for bit for bit backups.
  15. J

    My 40th Thread...Linux Life

    The program Timeshift can create restore points so you can roll back updates. It doesn't backup your personal data, just system data.
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