Recent content by jojo777

You should refinance to a Fixed 10 year mortgage. That will keep you in the correct pay off date range and the rate will be better for 10 or 15 than for 30. You can do mortgages now for however many years you like with most national lenders. Home equity rate will be higher.

I'm down 5% YTD with and AA 65/35. I'm not yet taking any funds, due to age. I have 4 more years.

I have the GE. I have only used if for a few months so far, but I do love it. I had a non-induction Jen Air cooktop for 30 years prior and it was still kicking. We did over the kitchen and went for induction. Glad we did.

I retired 6+ years ago in Dec 2015. I had 845k between pension lump sum and 401k. They gave me 100k in severance. I lived quite frugally. I went to work part time and did not touch my money. I now have $1,422k. I'm in the college years now, so I don't plan to touch it for 4.5 more years...

WOW!! Congratulations!!

I'm just starting to get on board here. I have a FA, but I find this fun. I bought (10k) of Fisker (FSR) at $10.50 a couple of weeks ago. It went as high as $21 and is at $17 today. Today I opened a Robinhood account and I'm going to give this a whirl Thanks everyone for sharing.

I hit $1.25M today. Started with 849k in January of 2016. I have not touched a cent nor have I contributed anything since December 2015. Five more years to 59.5. I never thought it would go up so quickly. Hoping this trend continues.

I retired 5 years ago from a Telcom company and still have 2 children in school. If I were to take their insurance the family plan is $2400 and month. When I turn 55 I believe I would be subsidized 50%. We are so lucky that my husband has State retiree healthcare that is less than $500 and...

My children are still in high school, however, I raised a niece when my sister passed away when she was 15. She's now 33. We love my sisters kids like our own. A few years back she bough a house. My husband and I gifted her money, as did her father. You do need to disclose it to the lender...

I retired after 28 years at a great company, took my pension in cash, saved 16% of my salary while there. I left with 855K in April of 2016. I never added another dime, nor have I taken any $$. I work (2) part time jobs. I intend to work 7 more years and pick up a small municipal pension at...

My husbands pension is tax free, so the only one making taxable earnings is me. I'm not killing it, making like 40k a year, part time. I'm invested in Fidelity, 55% domestic stock, 10% foreign stock, 29% bonds, 6% short term. If I do it I'll let you know how it turns out. Because I left (Dec...

Left Megacorp at 49, (4 years ago) with good severance, went right back to work part time, I've been utilizing the severance for 4 years to supplement income. Husband is retired, with pension, has health insurance at 15% cost, which is very reasonable for entire family. I've been living low...

If you use a Mortgage Broker rather than a bank you will find many options for < 20% down and NO PMI. You do not need to pay PMI if your credit is good even if you don't want to invest a huge down payment. Broker look across multiple lenders.

Fed up I thought of that too. I am Chicken:)

Dr. Roy-Thanks My husband has a monthly annuity pension and health insurance, so I was headed toward putting it all in the Retirement fund.