Recent content by jwr62

  1. J

    taking 35,000 what to do

    I am taking 35,000 of our 403b to be at the top of the tax bracket. I use it for our emergency fund when husband retires.... do not need the money so could I put in money market or buy some mutual funds and then pull it when I need it.?
  2. J

    take pension or not..Help?

    thanks for all the reply"s we will wait to take
  3. J

    take pension or not..Help?

    I feel that taking the money early will help our stress level and I think the same thing... we are going to see a guy to help with all of this but I have gone with most of what I have gotten on this forum and another one... thanks
  4. J

    take pension or not..Help?

    we have a disabled child so I am unable to work... he was in a group home when I was working but found out that he was being abused so we brought him home.
  5. J

    take pension or not..Help?

    will not get until 66.. husband will get 2600... I maybe about 400, I have the winfall
  6. J

    take pension or not..Help?

    it would be hard but we could pull from out 403
  7. J

    take pension or not..Help?

    Husband job is very stressful.. it did not matter if my pension if I have of wanted it was going to be about the same...
  8. J

    take pension or not..Help?

  9. J

    take pension or not..Help?

    live in our 80's or 90's... we are looking to take the 100% survivor so if husband lives I will get the same
  10. J

    take pension or not..Help?

    Hi, I am retired with a pension of 1500 a month.. so this is the question ? My husband can not get full pension until he turns 65... so he wants to retire a year earlies... if he pulls his pension a year earlier it will be 3,674 vs waiting a year at 3,941... I figured that it would take 14...
  11. J

    cash during retirment

    we will be 63 years old.. I am retired and husband will retire in March 2017.. so you are saying to take ?
  12. J

    cash during retirment

    Funds IRA Roth 66,000 reg IRA 833,000 60% stocks 40% bo
  13. J

    cash during retirment

    we need to live off some of our savings for about 18 months after retirement. I will need about 40,000 so should I (1) withdraw from investments mainly the Bond funds ? (2) have dividends and interests from funds go into cash? (3) take 40,000 and put into a cash place.. but not making any...
  14. J

    Swabb (Schwab)

    so do I real trust Swabb's FA............... NOT at all after reading the link.. The FA was not to excited when I wanted to put my money in a Vanguard mutual fund... I feel that I might go back to Vanguard. Financial Consultants receive more compensation if a client is invested in a...
  15. J

    Child with disability

    He does have services for day service and lives with a family... all through the government help. We get him every weekend or every other weekend. ...Even though there is the money help at times it does not cover everything...... there has got to be other families dealing with this issue....
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