Recent content by ktdtx

  1. K

    Restaurant adding fee for use of credit card

    Many businesses have been shopping for the lowest credit card processing fees for a number of years. This can be an expense of thousands of dollars a month and the credit card processors didn't like being squeezed. So, they have been encouraging the businesses to implement the fee, passing it...
  2. K

    Medicare - False Diagnosis ??

    Thanks...knew it was something like that.
  3. K

    Medicare - False Diagnosis ??

    Sorry, off topic but what is "DW" <<<My DW is 70 years old>>>
  4. K

    What kind of stock/bond mix you looking at in retirement?

    100% equities BUT..I sold a business, owner finance for 15 years--we are halfway thru that payout. I call this a "bond equivalent" wrt predictable cash flow (I know the risks of owner finance). I also don't see the need for bonds when I can get equities, ETF's and Closed end funds that pay...
  5. K

    Stock Investing

    I have most of my assets in stocks. Made up of managed mutual funds, closed end mutual funds, ETF, individual stocks. I am a patient investor and tend to buy more than I sell. Dividends are reinvested. I think this gives me the most protection against inflation (with some risk of...
  6. K

    BLS Average Retiree Spending Data

    Thanks...Lot of detail. Over 75 Mean Income $43,538 and Mean Expenditures $45,820....Interesting
  7. K

    Poll:Do you Own your home outright?

    Retired...mostly..work 2 days a week. 2.99% mortgage...no plans to pay it off
  8. K

    Americans spend hours and hours preparing their taxes. We shouldn’t have to.

    This time counts in the preparation of a tax return. Saving donation forms, giving donations a value. Collecting W-2's, 1099's any investment forms, capital gains, home deductions and so forth. All the required record keeping thru the year should count as time required to prepare the return...
  9. K

    O&G stocks

    Maybe a mistake but I have repeatedly been offered the opportunity to learn the old sayings "pigs get fat and hogs get slaughtered" and "no one ever went broke taking a profit." Previously I was a buy and never sell guy. I sold my COP at about 93--regretted it for a while until I realized I...
  10. K

    West Texas Travel ?

    Haven't seen the Marfa Lights mentioned. Don't know what they are but I've seen them. https://visitmarfa.com/marfa-lights/ And, don't know if you can do anything other than drive by but I thought the giant tomato growing buildings north of Marfa to be interesting. No idea why they would...
  11. K

    Southwest Airlines Companion Pass -Now to 2/28/2023

    I've had the Companion Pass for a number of years and believe it to be a good deal--if you go where AW Air goes.
  12. K

    Anyone Buying Into Today's Dip?

    <<<I comforted myself with the thought that the Russians presumably love their children as much as we do. They may be bad guys, but they are not irrational.>>> The problem is we are not dealing with the average Russian, we are dealing with their politicians who might be and probably are...
  13. K

    Farm Land

    I don't have any real thoughts other than trying to understand some alternate investments that might offer some protection against the (IMO) looming inflation. Somehow I cam across this and wondered if anyone had experience with them. https://farmtogether.com/ Thanks for the links--I'll...
  14. K

    Lousy Recent Vet Experience

    Don't care what decade it is--I'm just telling you "what is". This is not a disparaging comment on women. It is difficult enough to be a full time practicing veterinarian and it only gets more difficult when you have kids. https://www.ncbi.nlm.nih.gov/pmc/articles/PMC340187/
  15. K

    Farm Land

    Just read about this. Anyone ever invest or heard of Farm Together..a way to invest in farm land as an alternative asset...
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