Recent content by livetodream

  1. L

    Which retirement option is best for self-employed people?

    Is it possible or advisable to have two retirement vehicles? For example, a SEP IRA and Roth IRA? Or a Roth IRA and an Individual 401(k)?
  2. L

    Which retirement option is best for self-employed people?

    So I've been working for a few years now, on a contracting basis, and have yet to start a retirement account, which is bad. I'm having a lot of analysis paralysis because there are multiple options out there like Roth IRA, Backdoor Roth, Simple IRA, SEP IRA, etc. I'm looking for some help in...
  3. L

    Would you ever buy a house near a sex offender?

    We have a situation where we've been looking at quite a few houses and feel like we've finally found a house that we both like with good schools and a good location and is not totally out of the price range because it hasn't already been fully remodeled so people aren't throwing down cash offers...
  4. L

    Recommendations for a gentle electric toothbrush, please

    I'm in the market for an electric toothbrush, but I'd like one that is gentle or has a gentle setting. I have gum recession and was told by the dentist that I need to brush gently while still getting rid of the plaque. Anyone have one that they love?
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    Where to buy in Bay Area, California?

    Well, this is where I grew up and it's where my family lives. My spouse, on the other hand, works in tech and moved here especially to do a startup. Yeah, he's one of *those*. The cost of living is painful, but this is where my roots are and it's where he's trying to set down roots. Sometimes we...
  6. L

    Where to buy in Bay Area, California?

    With a budget of $1.2 million, I am looking for recommendations on where to buy in the Bay Area for a couple where one works in Santa Clara and the other in downtown San Jose. We will be buying soon and do not have children but are planning to in maybe a few years. We have already crossed off...
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