Recent content by Love This Community

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    Share Your FIRE Milestones - 2021

    Congratulations! and pinch.
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    Backdoor Roth IRA timing question

    Hello, I contributed $6900 to my IRA FEDERAL MONEY MARKET FUND (settlement fund) in VG. My available balance shows $6900 however it is not yet reflecting in my money market fund. It'll probably be cleared by tomorrow or day after. Do I need to wait until the funds are available in the...
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    Milestone

    Great discipline and progress over the past decade, Soldier. Good luck with your last stretch.
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    Hi-New here! Hoping to FIRE in 16 years. How do expenses pre FIRE change over time?

    Congratulations on your progress NgineEr. It's crazy, how we think about numbers at the beginning of the journey a decade ago. Almost every underestimates the expenses / lifestyle creep over the long run during accumulation phase. It is also common to underestimate our projected growth of the...
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    Hi....one more lurker to new member

    Thanks Koolau. Agree, second million in my case was way faster than the first one. Will start thinking about a date maybe in a couple of years when my oldest starts college. Will keep plugging away and focusing on the FI part. ah, now that you planted this in my head... :coolsmiley:
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    Hi....one more lurker to new member

    2023 update Hi All, Happy New Year! Been traveling during the holidays and just got to posting 2023 update. 2023 has been a good year for us. Thanks to good income and market gods. Contributed max allowed limits for pre-tax contributions and did an in-plan distribution to bump up Roth IRA...
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    Retractable screen door review

    We live in Midwest. Don’t have French door but have a sliding glass door that opens to the patio. It also has a retractable sliding screen door. We recently had an issue with the screen and had a tech who specializes in just doors come out to repair. He mentioned that more than half of his...
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    Best CD, MM Rates & Bank Special Deals Thread 2023 - Please post updates here

    Agree pb4uski. I would go for a 5.7 JPM CD. Does anyone has the CUSIP for it please? I have an E*trade brokerage account and could buy it from there
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    Best CD, MM Rates & Bank Special Deals Thread 2023 - Please post updates here

    I’m thinking of putting about 40K in Credit Human at 6% 17 months duration. Never tried this credit union before but seems like an easy process to open an account with $5 membership for those that don’t live in the area where the CU operates.
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    Architectural taste

    I’ve seen many houses like these in Los Angeles area where it is not very uncommon to have just garage at the street level. Million dollar view is on the back side where houses is built into the mountain rather than having most of the structure above the ground. IMO, no matter what elevation one...
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    Advice for your 21 yo self?

    Awesome list FLSUnFIRE. Some of the nuggets are useful at any stage in life. Hope more 21yr olds read and practice these words of wisdom.
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    Sell I Bonds....or not?

    Haha…thank god, I lucked out with only 2 accounts and not having to login frequently. I can see how it can be frustrating in your situation with multiple accounts and OTA’s each time.
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    Sell I Bonds....or not?

    Agree on the simplification part. I saw the OTA as an extra layer of protection but see your point of how it can be annoying. Had I not been part of this community, I would’ve built even more complexities in brokerages and other accounts. I am learning the lessons and trying to simplify as much...
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    Sell I Bonds....or not?

    Got my $22,416 deposit in the bank. My treasury direct experience has been great. Seamless to open an online account, transact and withdraw. Don’t have a yardstick to compare since I started dabbling in I bonds as recently as Dec 2021
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