Recent content by Luvmycav

Thanks for everyone's comments. I have run the calculators and get good results. Now we will see how everything lines up in the next three years.

Thanks, we won't be retiring all that early hopefully in 3 years at 57. We almost have 25x or 4% now without counting SS I know it might change but we should get something.

I am wondering how this is figured? Really wondering how it is done for and early retirement, is social security in say 10 to 15 years included in this amount? Or do you just figure I have 25X the day I retire or 30X whatever your comfortable with. And think ss is a bonus?

Definitely have to figure out Roth. We have only 30,000 Roth IRA from when I had worked and rolled it over. And I was thinking the mortgage is so low why worry we could live in it forever or we may move again who knows.

Thanks, We will keep the 401k contributions as is I didn't really want to pay more taxes. Just wondering if it's going to be so big when RMD's come. But are planning on taking from here when we retire early so that should bring the amount down. 6 more months and he will be 55 and he will be...

Hello all I have been lurking on these forums for a while. Thought I would finally join. I am a SAHM, I have worked various jobs over the years enough to get small SS. Our kids are grown and have finished college two have advanced degrees and are all self sufficient. We are hoping that my...