Recent content by Mark24609

Nice photos

Those are not bad rates. I get mine through Vanguard where they have all the rates per banks so I choose the highest

Maybe but my thought is to wait until Social Security kicks in for both my wife and me, and then increase the percentage

The interest free yield is 2.9 % (ten year treasury). At 2.9% you should never have to touch principal.

I don’t like the 4% rule, way too high. I like 2% that way my portfolio should last into perpetuity, In the 2008 crisis my portfolio dropped 250 K and I only had 40% in the market. My portfolio has since doubled, not willing to accept that kind of risk anymore. 20% in stocks and 2%...

The CDs I have been buying yield around 2.75%

There is not a stigma per se of retiring early. If wife is working, what will you do? Kids will be leaving. There is a certain amt of disconnect you may feel from the world. Your network of people will go. I say if you can afford it don’t withdraw more than 2% of your portfolio or the 10...

I say two weeks. There is no loyalty anymore. Just go unless they offer you something to stay. Try negotiating for health care paid after you leave or something for a period otherwise just two weeks

I will have to check out the foreclosures. I was unaware of that. I helped my son buy his house there, and he bought at the very low, and it’s almost doubled in price since his purchase

That’s a good point. I will have to think about it. I thought about buying two properties in Oakley which might be better. Of course than increased property taxes but maybe the rent on the one would cover that. If I did that I wouldn’t have to spend down my current portfolio

What my plan was to buy a house near my son in Oakley, Ca which is in the suburbs and rent my house out. My house would rent for 3700 a month. Houss here have passed the million dollar mark. Glad I purchased when I did. It’s because we are in the center of Silicon Valley, and Fremont is even...

Aw that’s good to know. What cities are they in?

I was looking at a way to diversify my portfolio. I was looking at Rental Real Estate but I am holding off for now. There is a measure on the Nov ballot to repeal the Costa Hawkins Housing Act. If it passes you will see rent control all over California. Anyone own rental property in...

For some reason, squirrel sounds tasty, like Frog legs which I love

He he easy to say, hard to put in practice.