Recent content by meleana

I have not heard of this but I have a degenerative disc issue and in fact I had spine surgery Jan 2023 laminectomy and fusion L3/4 and removal of a synovial cyst. This due to really bad sciatica- long story. I started with just physical therapy and that helped somewhat, but not totally, and...

We plan to use a Capital One CC and also BJ’s Mastercard which do not have foreign transaction fees for our trip to Italy.

Never been to one. I do ask my primary doctor to look at something that pops up when I go for my annual.

We just watch our little goofy local station for a half hour in the evening. The rest we see here and there on social media occasionally I pick up a couple of free local papers.

I live in a state with no income or sales . Low home and auto insurance. Property taxes can be high depending on the town. According to Wallet Hub, my state has the second overall tax burden in the country next to Alaska.

We opted for G , but we know a couple with N who’s had no issues with it. Our state of NH doesn’t allow excess charges anyway.

I’m not from New York City, but I am a New Yorker and my husband grew up in Manhattan and Brooklyn. Now retired and living in New Hampshire for the past 4 years we have no intention of ever going back to New York - the city or elsewhere- again.

Yup. I was forced to resign at age 62. I knew I wouldn’t work again after that. Thankfully a combination of smarts and luck allowed me not to have to.

I don’t check per se, but every month I enter all our balances in an excel sheet.

Yup. I was forced out of my job at age 62. I stayed on my husband’s employer plan but he wanted to retire a year later. He’s 2 years older than me and would be on Medicare With the help of our FA I was only on $500 per month COBRA for one month. Straight to Silver ACA plan for $34 per month HMO...

I keep everything in mutual funds in accounts at TRowe Price- brokerage and retail. I like simplicity and set it and forget it for the most part.

It's easier at the same company because essentially they just convert what you already have in your investments in the Traditional IRA into the same investments in a Roth unless you state otherwise.

My husbands we went direct but with mine I used a broker and it was much easier going through the broker. But I actually picked what I wanted and just told him to handle it. Then I transferred my husbands plan to him as well should we ever need him for some reason.

We have one major company. And just two banks. One on line and one physical. I’m into simplicity.

Sorry. This makes no sense to me if she’s still going to work. If anything happened and she would quit you’d deal with it then. Why should you have to return to work just in case? Not to mention you could afford an ACA plan or other. Ridiculous.