Recent content by mike hall

  1. mike hall

    id this bird

    whipperwhill(sp?) is the bird in the first 2-3 photos. Night bird. Distinctive call at sunset and sunrise.
  2. mike hall

    Corporate benefits

    I have witnessed efforts by shareholders to force corporate executives to adopt a certain course of action. Shareholders voted in favor of various items during annual meetings. They were all politely ignored by management. Never put into action. I'm not sure what power shareholders really have.
  3. mike hall

    Stable value fund security

    I was looking at that fund as one of my 401K options, just the other day. I will be interested to read any answers to your questions. Mike
  4. mike hall

    Balanced/Target Funds

    thanks for the replies. I don't to withdraw from the funds immediately, since I have the CD's but I will at some point.
  5. mike hall

    Balanced/Target Funds

    I plan to retire soon. some income from Pensions, supplemented by 401K, IRA, after-tax investments. For some time while accumulating, I have used "Target" type funds with Vanguard and Fidelity. Ha-Ha pointed out in another thread, that there is a lot of info out there for accumulating, but...
  6. mike hall

    rural excitement

    "Constellation (airplane)" Definitely dating yourself there Rich. Beautiful classic recip.
  7. mike hall

    Can you identify this?

    Red Neck Fire Alarm.
  8. mike hall

    Remember the lessons of 9/11 when talking about this stock market.

    Yeah, I looked it up after I posted thanks, but you got my meaning. According to Wikipedia someone said it. LOL!
  9. mike hall

    Need to sell the house - what to improve?

    LOL! we did the cinnamon aroma and music thing when we sold our house. Don't know if it actually worked, but for a few bucks it's worth a try---just needs to be subtle. Watched a lot of HGTV too, for inexpensive suggestions.
  10. mike hall

    Remember the lessons of 9/11 when talking about this stock market.

    In "The Four Pillars", Bernstein goes into some detail to show that "Bubbles" happen about every generation--when the previous victims die out. We seem to have been able to shorten this cycle to 8-10 years. Maybe we should pay more attention to P.T. Barnum?
  11. mike hall

    Need to sell the house - what to improve?

    When we sold my Mother's Condo, I thought the carpet would have to be replaced in order to sell it. Instead, the real estate agent called a carpet company to give a written estimate, and left it on the counter while it was being shown. It seemed to work. tells buyers you know there is a...
  12. mike hall

    FireCalc and Big drop in Portfolio in Year 1

    I think you should use FireCalc to look at the feasibility of your plan, not as a specfic planning tool. I learned a lot by setting up the figures I thought I would have, then changing one variable at a time and trying to see the effect. for example delaying SS. There is no harm in continuing...
  13. mike hall

    Social Security Statement - Have you received it? When does it come?

    I received mine within the last month. I'm 59. birthday in Dec. don't know if everyone gets theirs in a particular month? I believe you can request one on the SSA website.
  14. mike hall

    Rethinking SS

    I'll be 60 soon, DW will be 59. I plan to retire soon. She will qualify for the min. on her record. I simply see it as the last card we have to play. Our plan: take hers on her record at 62, hold off taking mine until we absolutely need it, then convert her to spousal benefit. They even give...
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