Recent content by Mike10

My wife and I were both born in 1953 so I filed for spousal benefits when my wife reached her full retirement age and filed for her benefit. I have now applied for my own benefits online. My question is; When can my wife file for spousal on my record. My birthday is in July and hers is in...

Thanks for the link. Since I am receiving spousal benefits my statement longer shows what I will receive at 70. The tools link is what I needed but I was unable to find before.

I am turning 70 in a couple of months and have applied for benefits to start when I reach 70. I have two examples below and I would like to know which example is correct. To make the example simple I will be using numbers which do not reflect the actual amounts. PIA = 2500 at full retirement...

As in any purchase, one chooses a product which best fits their needs. In our case, we are looking to add a second vehicle at our winter home in AZ. We are looking for a vehicle that is AWD that can be taken off road, no rock climbing, so we can travel to some of the sights in the west. We...

In February my wife did the online application, which was simple to do. About two weeks later we received a voice mail or email from a someone saying they were from SS and needed to talk to my wife and to return this persons call. The first thing to cross our minds was scam. We checked out...

I have been thinking about when and if I should drop the life insurance. My reluctance to drop the life insurance stems from not being able to get long term care insurance. While we could self insure a reasonable amount of ltc, it would stretch the finances if one or both of us needed extended...

Your topic is just what I was looking for. While our situations are not the same, they are similar. Our mother is in failing health and her trust has her three children as successor trustees. Since we are headed to the inevitable, I have been reading her trust and trying to figure out what we...

There is no question that people will go great distances if there is hope for a better outcome. What I have not seen discussed, and I may have missed it, is how does the ACA policies cover this gentleman from North Carolina in the future if he wants or needs treatment in Texas.

While it appears the president is skirting the law, I am not so sure. When this law was being debated I attempted to read the bill. I did not make it very far before it became evident the proposed law was lacking in detail. I was surprised at how much was being left for this commission or that...

If your data can be backed up you will have cleared the biggest hurdle. Yes, it can be a pain to reinstall your programs, but having your data is what counts. My HD with Windows 7 crashed and burned and I could not access anything. I run three HDs in my computer. I try to store the data on a...

We could sure use a Solomon like figure to lead us out of these trying times. I understand the theory about the government spending more money to stimulate the economy. What I do not understand is how we get out of the spending spree if things turn around. Will that not in turn effect the...

DW and I were fairly hands off when it came to guiding our kids in what to do when they left the nest. They would not have listened if we did give our opinion. They have always been an independent lot. We told them we would help finance their collage but only to a State school and they would...

I too wanted to buy CDs from my Vanguard IRA. The money I invest in my Vanguard IRA comes from a SIMPLE IRA account at another vender. I transfer to Vanguard one time a year from the Simple IRA. I thought about opening an IRA account at PenFed (I do have CDs there) but I have other IRA accounts...

Not all are bad experiences I live in a very small town where Extreme Home Makeover came in and built a new home for a family. It was a very positive experience for the community and left the community a better place. Virtually the entire town turned out to volunteer to help in some way. I...

Is giving away assests the right move? My mother is close friends with a couple who are also in their eighties. Some time ago they transferred their ownership in their home and property to their children. They thought they had enough money to live on the rest of their lives. With interest...