Recent content by MrSmee

So. Did you buy it? :coolsmiley:

Thanks for all the great advice. I have a Rohloff IGH and Gates belt drive on my grandpa powered bike and love the ease of maintenance and lack of grease. Thought about getting a chain ring tattoo on my right calf just for nostalgia. Key takeway is to have her ride before we buy. We might...

I would like to buy an eBike for DW. Needs to be a pretty upright configuration with a step through frame. She won't ride very hard or very much but I'd like to avoid junk. Ideally made in Taiwan or Korea. Any recommendations?

My standing list to my kids: - A memory from their childhood - Play a board game - Play a piece of music for me (they are all musical) No stuff I have to move.

That's a great point. Our contribution limits reset on July 1 so I will have those 6 months to max out my contribution for that last year. I usually front load all my contributions anyway so I get the full year impact.

My thought was to make my last official day early January. I have enough after tax money to cover the first couple of years. That way I would be able to stay in the 0% capital gains range and I would take all my gains that year. Any reason to do otherwise? Just trying to finesse that first year.

Oh, and Mega offers me a free financial advisor who will look over the plan and give me a second opinion. That was a pleasant surprise.

I hired a CFP who specializes in retirement plan modelling. I requested models for various SS filing ages and a withdrawal strategy. I have a fairly complicated scenario in that I have Mega stock with a high NUA, my own ROTH and trad accounts, and inherited Roth and trad accounts which have...

Got lots of helpful input in response to this question. So I just wanted to update with my experience. I did go ahead and pay for a retirement plan. So glad that I did. - Value: it would have taken me a lot of effort to replicate. Definitely worth it. - Peace of mind: I now have a base...

:laugh: That was what prompted me to post the question in the first place. I'm from a small town and lately a lot of people - remote workers and retirees - have moved in. It was obvious they thought they were moving to some Hollywood welcoming small town. Instead they found that people were...

So we have ALMOST :blush: settled on a forever place on the East coast. Kids are all over so there was nothing tying us to geography and this was a compromise between me and DW. But we will be outsiders where we are going. Have done it many times before but we always had school and kids to...

Thanks all for the detailed but varied responses. That gives me plenty of material to set up a system. I definitely prefer the self imposed control that a periodic and automatic process provides.

Let me start with this: DW and I are NOT good at controlling spending. If we have money in our pocket, we spend it. So I have always controlled our spending by limiting how much we had each month. For a while we even went to cash only. In retirement I would like to replicate that...

Sorry if this has been asked - I did a search and did not see a similar thread. Has anyone hired a retirement planning firm to create a detailed plan? I am about 18 months out. The more I learn the more I realize I don't know. I'm over answering the question of "Can I retire?" and feel...

Was just there for a few weeks. I love that country. Food, people, history, landscape and weather. Dirt cheap to visit though a lot of tourist related costs are listed in Euros.