Recent content by MusicalFIRE

  1. M

    Team National

    Has anyone had any experience with Team National? Thoughts on this?
  2. M

    Best Voice

    Grace Potter Etta James Linda Ronstadt Leann Rimes Josh Groban Roy Orbison Chris Isaac I also appreciate any yoga teacher that can keep there voice calm, smooth and even during savasana. This is one instance where one's voice really can make all the difference.
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    Revisiting Myers Briggs

    I took this test for the first time when I was in high school. Since then I have taken this test a few more times, and I always come up with the same result. INTJ. The I and the T are always really close, so I wonder if those two variables are correct. I have always felt that INTJ provides a...
  4. M

    Owning vs. renting

    I guess I should have mentioned that our rent situation is quite unique. We rent from my husbands brother who has many rentals in the area, and we live right next to him and his very large family. My husband helps out with the kids a lot. Rent is pretty average for the area and has not...
  5. M

    Owning vs. renting

    Young Dreamers (those of you still working toward FIRE), do you rent or own your the place you live? And why? We currently rent, but I struggle with whether renting or owning is the best strategy. My thought process behind renting is that we avoid the cost of huge repairs inevitably needed to a...
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    Hi I am financially independent in early 30s

    NPCC, very curious to know your answer to this question. Good job by the way! I am in my early 30s shooting for FI in my early 40s, and healthcare is my biggest concern (not that it will be the same in 10 years!). However, I am thinking at some point self-employment is in the cards for me, which...
  7. M

    Hi, I am MusicalFIRE

    In our situation, all of my husbands income comes from music, from teaching to performing, as well as a piano tuning/repair/restoration business. It would be nice to put more of business and administration skills in to our music to try to make it more profitable. Then again, it's pretty warm and...
  8. M

    Hi, I am MusicalFIRE

    I definitely know more than a few of those 50 to 60 year old musician you are talking about above. That is exactly what we are trying to avoid. Thanks for you sharing your perspective with me. Good luck with you musicing!
  9. M

    Hi, I am MusicalFIRE

    I had not thought of it like this, but I like this idea. I have always used the opposite thought process, to ensure the music income can cover fixed expenses and then savings would supply discretionary. However, income from music is inherently variable. It does seem to make more sense to match...
  10. M

    Hi, I am MusicalFIRE

    Thanks for the tips! So far we did all of our own investing, no financial advisor needed. So I'm glad I found this forum with so many people who are informed about doing all this without a financial advisor.
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    Hi, I am MusicalFIRE

    Currently, we have about $13,000 in investment income. Total net worth is $68,000, which obviously means most of it is in retirement accounts, and a $10,000 emergency savings. No debt. Expenses are around $2,000-2,200 a month. Total income around $70,000, including $20,000 from music business...
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    Hi, I am MusicalFIRE

    I am new to this forum, but have been investigating FIRE for about a year and half now. When I first learned of the concept of retiring early I was immediately attracted to this idea. I am 33 and currently working a day job as a bank accountant and auditor. My initial thought and plan was to...
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