Recent content by NancyH

  1. N

    Selling house to Opendoor or any I-buyer

    Open door links to China Open Door has links to China. Eric Wu, cofounder and CEO of Opendoor, became a billionaire on Monday, the day the home-buying firm began trading through a merger with a SPAC called Social Capital Hedosophia Holdings II. Some of these companies like Open Door are...
  2. N

    Where Did You Not Retire To?

    Having lived in RI and NH, we decided to try out a warmer climate and moved to Las Vegas for 2 years while we were both still working. We ruled that out as a retirement possibility and decided to return to the east coast. We spent 6 years in Raleigh, NC and then moved (work related) to a small...
  3. N

    Popcorn ceiling removal

    We complained about the texture ceilings when we bought our current home 3 yrs ago, but were not motivated enough to do anything about them having heard horror stories about the mess and effort required. Recently, a tree fell on our house so we had to replace ceilings in the great room and...
  4. N

    Internet Accessible Thermostat, Advice?

    This might help you make your decision...https://www.thisoldhouse.com/smart-homes/22170012/best-smart-thermostats
  5. N

    Being a Caretaker for your Spouse

    Our trash service offers an option to pay an extra fee and they will get your cans and return them beside the house.
  6. N

    HSA strategies?

    We purchased Long Term Care Insurance policies when we were both in our 50's and the premiums of $270/month combined were still affordable. Due to family medical history, it made sense for us. I understand trying to purchase the same insurance now is much more expensive, and saw some posts on...
  7. N

    HSA strategies?

    Retired in 2020 and the funds I accumulated in my HSA were automatically switched to a new (HSA Bank) account when my HDHP coverage ended. Husband and I are currently on an ACA plan to bridge the gap until we age into Medicare (approx. 18 mos.) Once we're on Medicare, if it looks like we don't...
  8. N

    Layoff at 59 - time to retire?

    Yes, this is a 15 yr mortgage and we have been paying on it for a little over 2 years. We stopped making extra principal payments when I was laid off, but hope to start them again. I'm talking to our accountant about the best way to get my husband's business to cover the cost of health...
  9. N

    Layoff at 59 - time to retire?

    Layoff at 59 - practicing retirement I certainly appreciate all the recommendations and suggestions from the group and thought I would post an update. After meeting with our Financial Planner, the good news is that I underestimated our retirement savings. Our total savings in more in the $720K...
  10. N

    Layoff at 59 - time to retire?

    Thanks for helpful advice Thanks to all who responded with tips and advice! @Big_Hitter I did check ACA rates before signing up for COBRA, and will check again in November prior to Open Enrollment to see if we can reduce costs by switching. COBRA was $980 vs. ACA comparable plan for $1200...
  11. N

    Layoff at 59 - time to retire?

    Hi from West Georgia, We relocated to West GA 5 years ago due to my job. In April of this year, I was laid off by my employer. My salary was $95K per year before the layoff. I received 2 months severance, and they paid my first month on COBRA. I have been actively looking for a new job, but...
Back
Top Bottom