Recent content by newb

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    Pay off 81,000 in loans at 3.5% or save for 20% home down payment?

    I would argue that you cant afford to buy a home until those debts are paid in full. $600 a month in thrown away cash is a lot. continue renting or doing whatever youre doing until those debts are gone, then save for the house.
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    An update from a dreamer that's been gone for 5 years

    Yeah, the easiest way to bring down your costs would be to sell the house and move somewhere housing costs are realistic. you could also look at cheaper preschool, or skip that crap altogether, retire and homeschool. most places in the country would net you a very comfortable lifestyle with 3-4...
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