Recent content by njhowie

I removed the post, because I didn't describe it well enough. After reviewing further, I believe that YTW is only looking at the call date. If there is no optional call for the bond, then it is setting YTW = YTM always. This becomes incorrect if there are sinking fund redemptions and the price...

They will have it in some sort of insulated basket.

I thought about it for a minute or two at the time, but there could be legal ramifications for doing that...even though I was personal representative/executor. In the end, just decided the amount was not enough to pursue anything or take any chances. And again, it was small refunds for prepaid...

Well those are certainly major contributing factors in your relatively high monthly spend. $1000/month comes out to $30-$35/day.

Much of the article resonates with what we went through last year and the year before with mom. We moved her locally into assisted living - because she had it in her mind that that was what she wanted. After 3 months there, when she saw it wasn't for her, we moved her to a life plan community...

Ditto on both counts - I do it, DW hates it. I spend $250 to $350/month for the two of us. I do not purchase anything that is not on sale. If it's not on sale, I don't buy. I arrange our meals based on what I purchase that week. I don't plan the meals and then go shopping with a list. I...

All valid points. 12 years ago I did a bunch of custom software, and the backup procedures to go along with it. It's been pretty much on auto pilot since and I don't really touch it - just rotate out one of the mirrored drives to lock up every year or so.

Great job! Ours is 20 years old as well, and I've similarly been pricing a replacement over the past month. We decided we'll just wait for it to fail as the best price for the same tank alone today costs almost $2500. When we had it replaced 20 years ago, the entire job including the tank, a new...

Thanks for doing all that legwork and posting your experience with those two brand name NAS boxes. I have two of the same Netgear ReadyNAS 2-drive units that you have. Only one is used, the second was purchased as a spare in case the first ever crapped out. They've been rock solid. I've never...

The entire solution with or without the cloud storage is overkill for what OP is looking for. I'd recommend one of the Tapo/Kasa pan/tilt 2K cameras - insert your own micro-SD card up to 256GB and it will record 24x7 and give you everything you could want for $25. No cloud/subscription required.

I saw the Youtube video of this a month or two ago. I forget where the reference came from. My view - if you want an air purifier, just pay for a real/smart unit - they are not very expensive (same price range or slightly higher than what is stated above depending on model - certainly not 10x)...

Sure, there's nothing wrong with having multiple brokerage accounts. Fidelity lets you open as many as you want, just click a couple buttons and it's done. I have 3 other Fidelity taxable brokerage accounts aside from the primary. Those are for specific goal-oriented purposes.

Strands #5 “Do the do” 🔵🔵🔵🟡 🔵🔵🔵

Need to change my vote from: I didn’t watch Dune but might watch Dune 2 to: I watched Dune and will wait to stream Dune 2 at home Watched on Hulu last night on the big screen TV.

Received call this morning on JPM 13-month, 5.5% maturity 7/16/2024, being called on 3/18.