Recent content by NM_Mike

Don't know if it works or not but you can try.... https://lifehacker.com/how-to-talk-to-a-real-human-at-the-irs-without-waiting-1842128259 Good luck, Mike

Yes you are correct, it is not rate of return, but it is income. Yes, most of the income is the return of my capital. Bottom line is I put x dollars in and I get x*.06 out for as long as I live. If you know of a better income generator, I am all ears. Mike

Let me clarify a few things. I have been doing ROTH conversions for several years and will continue until I am 70 1/2 (I am currently mid 60s). By that time, I should have 15% of my net worth in the ROTH. I do not have any heirs to worry about. I should have said that by buying SPIAs inside the...

I'm thinking about doing the same things as the OP. My plan is to invest about 15% of my net worth and putting the SPIAs in a ROTH. By putting the SPIAs in a Roth, I am generating a tax free money making machine. Mike

Hunana Gold is not a Medigap insurance even though Humana sells those also. Humana Gold specifics are state and county dependant so you need to go to http://www.humana-medicare.com/index.asp to plug in your info. Mike

Howdy everyone. First time poster, but I have lurked for years. I am 49 years old and have been retired for seven years. My wife has recently been approved for Medicare (disabled) and I am trying to get familiar with the variouds medicare+ and medigap plans. The story that Humana Gold puts out...