Recent content by No_Drama

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    Retiring two years earlier than planned

    Thanks for the link. But isn't this what the Firecalc is simulating? Doesn't the 100% score mean we [-]will[/-] will probably be OK even with a terrible initial return? I've been through the same bad markets everyone else here endured going back to 1987. I did OK with the risk at the...
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    Retiring two years earlier than planned

    I plan to "reserve" $35k to convert to our son's Roth + $36k to pay for his next three years of college. We have already been putting 100% of our son's W-2 earnings from his high school job away in a roth, and he already has $10k saved. The balance of the 529 will be used to fund our...
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    Retiring two years earlier than planned

    Thanks everyone for the feedback! I appreciate everyone's input on the 5% withdrawal. I do have some expenses in the budget like a $5k annual allocation to replace our vehicles that I could postpone, our auto and health insurance costs will probably drop when our son graduates, $8k of annual...
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    Retiring two years earlier than planned

    Hi everyone I have been lurking here on the forum for many years and it is finally happening! Last summer, I updated my plan and targeted 2026 (age 57). However, last week I was RIFed, but from how I see it, the severance package and other good news is covering the gap. About us: Age...
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