Recent content by NoworLater

I spent a good few years in my 30s searching for my purpose .. I gave up, and decided if there was one, I can say I put in fair effort to find it, and didn’t — so either there isn’t one (as someone noted, I’m not a fence) or I will never find it, so it gave me peace and allowed me to quit...

I wish I was as focused as you guys are in my 30s- I didn’t start getting into gear until your age. I’d agree with the rest about 529, the tax savings by far outweigh the potential 10%. And it’s 10% on earnings not the account withdraw. I was not completely clear on how much you are saving...

Another BSEE here .. my spouse as well. I’m in upper mgmt and very very deep into 6figures, spouse is around 400k. As everyone says engineering school is hard. I was not a traditional engineer by any means, and did not do so great in high school, did not even start college for a few years...

We are in a similar position - where my husband will retire before me, and if it means anything other than 1 more data point, I won’t resent it —> and if I really did, well then I would just retire also. If I were you, I would likely try out setting boundaries and working 45-50hours .. if they...

About 10 years ago, a guy who was about 15 years older than me on my team said “you know, you have to buy your retirement, you don’t just get it when you’re old” It really changed my mindset about living on less. The other was really that the more you buy, the more hassle and expense. Someone...

We are within 1-2 years of retirement .. have a “vacation rental” we did nightly rentals and had a duplex that was a college student rental. We just sold the duplex, and paid off the vacation rental, which will become our primary home when retired. We only had the duplex for 5 years, and...

Lots of ways to look at it - but I’ve been lucky and able to overcome sins of the past (youth) - Salary now 8x of 1st year - NW about 20x average - Really only figured out you have to buy your retirement 15 years ago, and started in earnest - I make more than I’m worth .. but less than some...

25 years or so in Austin and we’ll be retiring to a cooler climate. But instead of convincing you why not, here are some tips to handle it: - Heat? Everything is A/C’d; enjoy a nearby lake or pool and the late fall, winter and early spring is amazing. - Property Taxes - this is a tough one...

I’ve just found this site, and have been lurking for a few weeks, but registered to share our experience. In summary, It worked out well for us, there are a lot of variables and each situation will be different. We bought our vacation home ~9 years ago, rented via VRBO (AirBNB never brought...