Recent content by NW Landlady

  1. NW Landlady

    Galapagos

    We went to the Galapagos in April of this year. A very magical place for us. We spent a week Scuba diving on the Aggressor and then spent a week on land (Santa Cruz & Isabella). Both legs of the journey were simply amazing -- and Wolfe & Darwin area was mind blowing! Here are a few snips...
  2. NW Landlady

    IRS Law Suit

    I have seen several irs phone scam pranks, but this one is funny then gets pretty shocking at the end....there is some foul language - so if that bothers you, please no not listen to this:
  3. NW Landlady

    Are you up or down as of 6/30 for the year?

    I am at 4.46% for some odd reason. Did not deduct for inflation and no withdrawals (only contribs). I am on a strange diet of Muni Bonds and stocks tilted with Biotech/healthcare returns....:angel: Munis are still better than CDs in my opinion- most get called....so the horizon isn't as long...
  4. NW Landlady

    2015 YTD investment performance thread

    This is a good thread. It motivated me to put my "outside account" information on the Vanguard page of Balances & Holdings....what an eye opener! :facepalm: Anyhoo....I have a 3.5% return first quarter on a apprx 60/40 portfolio. The bad news is way over bought in Biotech - which explains why...
  5. NW Landlady

    Investing in biotech

    All I can say is.... WHEEEEEE!!
  6. NW Landlady

    WSJ (not com, yet): Fidelity Has A Vanguard Problem

    If anything, go to Fido for FBIOX.....:flowers: Shall I say it..... WHEEEE! :dance: ooops! Now its doomed....never mind...
  7. NW Landlady

    Dear W2R:

    Good to see U TOO! I have sold everything....the last sale was cashout so I put it into V & a few other places.....still have a couple small SFH rentals. But now with [MOD EDIT]taxes, my interest income is killin' me...:( We are both retired, so lotsa scuba now! Going to Dominica next...
  8. NW Landlady

    Dear W2R:

    I had that CFP thing done....but are there any closed Funds U get access to? I was sort of interested in the Primecap....:flowers: U also get free or almost free turbo tax....
  9. NW Landlady

    Dear W2R:

    I don't drop in here often....but I just knew there would be a W2R WHEEEE thread!:laugh: I just joined the Vanguard FLAGSHIP level on Friday....:dance: Hope I get to stay there after these ER signs of doom....:(
  10. NW Landlady

    Fiji and American Samoa for Dummies

    We have been to FIJI several times & plan to visit again soon... We are avid scuba divers & there is some great diving there, but it is not all in one place, so we stay in different islands and resorts. The most impressive thing about FIJI are the people (natives). If you go there, make sure...
  11. NW Landlady

    Rags to Rich stories ...

    ...I was born a poor black boy..... Another rag to riches to rags story....
  12. NW Landlady

    First day of ER tomorrow!

    TIME TO PARTAY!! WOO HOO!!:dance::dance::dance: BIG CONGRATS!!
  13. NW Landlady

    Is wine tasting (quality) BS?

    We are avid wine taster folk...I have to admit it. Almost exclusively red wines in WA state. While I do think wine reviews are a tad unreliable...and sometimes silly....we do definitely find differences in wine taste & the pleasure of the smell and finish as well. That being said, we have sent...
  14. NW Landlady

    Your 2013 Investment Return

    My first year of "real investing" in the market as I received a windfall from selling part of my bizness in May. Before that every penny ++ went into my bizness. I am in an odd financial state in my first year of retirement -- My income level is higher than it was when was w*rking! So is my...
  15. NW Landlady

    Anyone got any travel planned?

    We are traveling to the Turks & Caicos next week for a 2 week scuba/R&R vacation. It is our first trip there, but we were surprised how reasonable the flights are (compared with diving/travel in the South Pacific) and we booked waterfront lodging at great off season prices....! We spend 1 week...
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