Recent content by NYC1967

I would roll over your old 401k to a vanguard tIRA. Start a new 401k at your new job. Do you know what funds they offer? if not great I would contribute to get the match then contribute to your vanguard tIRA.

Have you purchased any ibonds? Those keep up with inflation. We started purchasing a few years ago.

Alot to figure out.....

not a problem - all good information to know.

I will most likely be in the same tax bracket in retirement, receiving 3 pensions and social security

OP here, I just checked my husbands 401K, currently we contribute 6% and company matches 82% of our 6%. I think we should probably start contributing some more to a ROTH. The company will match in the ROTH as well. 1) Do u think we should contribute the 6% to his 401k ROTH instead of the...

This is our tax rate now... Marginal Tax Rate 25 % Federal/ 6.33% State and NYC 3.876 In retirement 4-7 years from now...we will be getting my 2 pensions totaling $20,200 year my ss if I take it at 63 when I'm planning to $15,500 husbands pension $30,000 (unless we decide to go with lump sum)...

Great, thanks

I Will also be paying 22% tax since we will have 3 pensions plus SS. Anything we can do now to prepare? Perhaps put more in ROTH as opposed to 401K - either way I think it will be a wash

Yes, I am one of those who will have my husband wait until at least 90%

Glad it all worked out for you! Thanks for sharing your story

Just curious...did you wait to choose 100% success?

Do you worry you won't have enough?

I will have two pensions (I'm currently 54 and working) @ 62 $8,700 year (from a job I left in 2000) (can take 80,000 lump sum now) @ 63 $11,500 year (currently still at) that will be 100% survivor Husband will have(he is currently 55 and working) @ 60 $30,000 that will be 100% survivor or...

Its funny how when we met with a financial planner (yes I know they want us to invest with them because they get like a 1% fee) anyway, they told us my husband could retire today and we would be more than good. I know better, since I'm a boglehead investor. On the firecalc calculator we are...