Recent content by On_the_fence

Feels good to know that. Thanks. On_The_Fence and tipping towards ER

Thanks. I'll work myself up to the point when it 'feels right' but your comment about workplace resonates with me! On_The_Fence and tipping towards ER

Congratulations! On_The_Fence (but not for much longer)

Thank you, everybody, for the helpful questions and opinions. Now I have to work up the courage to act. Knowing me that will be a painful and slow process but I know which way I am leaning. I'll be on here regularly from now on. Great site. On_The_Fence but leaning to 'time to retire' in...

Good question but no LTC premium in that budget. That's something I (and my wife) have seriously considered but can't bring ourselves to accept that it's cost-effective. Yes, we do know the logic and arguments. We both have family with good genes - no Alzheimers or strokes and long-lived...

Thanks. Future new cars - I don't buy them new and I maintain them myself. Costs of that are in the budget already. I probably should adda little to allow to replace them every 5 years or so. House repairs are in that budget at $6k/year. Funds for vacations are in there too. As to hobbies...

Good question. Thanks. I included $650 per month to cover health insurance in the $60K annual spend amount. On_the_fence in Florida.

I have the same question as many others here. I am 57 and wife is 56. We have no debts of any kind. Our net worth is currently $2.2M. Of that, $550K is in primary residence and a rental property. Of the balance about $200K is in cash/savings (I am thinking of buying more rental property...