Recent content by Patience

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    42yo, coastFIRE at 46

    That is great advice and I hope to try that again soon. Being mostly contract work, I was able to reduce hours from 60 to 40 through a combination of raising rates and streamlining processes resulting in very little hiccup. At this time it may not be possible to reduce hours any further without...
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    Why are older Americans drinking so much

    Retirement killed someone I know. He retired early (layoff with severence). He was bored. Crawled into a bottle and couldn't climb out. Died from complications due to liver failure at 65. Without any dry hobbies outside of employment and suddenly a lot of free time, I can understand how that...
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    First million is enough

    To everyone noting the difference between: 1mil vs 1mil +pension, +Healthcare, +SS +good health, +childless,+RE income Thank you.
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    Celebration 2

    Congratulations! Hopefully that helps add some comfort while you continue to heal. Rest easy and enjoy every moment that you can.
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    First million milestone

    Quietly celebrating! Updating the networth spreadsheet for this quarter and assetts minus liabilities has TWO commas. It feels like it took forever to get here, but as you all have said, the first is the hardest. Hoping it accelerates from here.
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    42yo, coastFIRE at 46

    Congratulations on reaching coast! There are colleagues in my field still working full time in their late 70s. They tell me it's easier when the kids are out of the house and to hold on until then. Can't exactly tell anyone that I don't plan on being around that long. Would probably lose my...
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    42yo, coastFIRE at 46

    That's reassuring thank you, and wonderful about the career change. Mine is stressful, but comes with a great deal of flexibility. As long as I'm in savings mode, I'm kind of stuck where I am. Would be illogical to go elsewhere, albeit refreshing to dream.
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    42yo, coastFIRE at 46

    Was planning on submitting a proper planning post for evaluation elsewhere, but the spending is high. Household of 6, the kids are very active in extracurriculars and DW and I like to travel. Cut back this year though to take advantaged of some investment opportunities. We have term (500k...
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    Fasting for Health? Obstacles.

    It is a strange feeling, being so hungry that you're not hungry anymore. Unintentionally IFing during busy season gave me horrible migraines. Not hungry for breakfast, but too busy for lunch. By dinner time I just felt too tired to eat. Once you start eating though, it gets better. The...
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    42yo, coastFIRE at 46

    Hi all! Have spent time on bogleheads. Like it there, though RE isn't very popular. Was happy to find this forum and so many like-minded individuals :) Me 42yo, DW 42yo, 4 kids still at home, elementary through highschool. Stereotypical midlife crisis. Good income, but burned out...
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