Recent content by Patrick

The update says it belongs to hedge fund manager D. Tepp (presumably David Tepper), who says he hasn't used an ATM "since Lehman." Nice. He made $4 billion in 2009, so $100 million is just pocket change to him, I guess.

Absolutely. The customer should evaluate the total cost of all options before deciding on one. And "no-cost" loans are rarely really no-cost. The customer should make sure that all the costs associated with the new loan are paid by the lender. Sometimes they just cover their own fees but...

Listen to it again. I heard her say "suspicious." Ha!

Paying points can be a net winner over time, depending on how long you keep the loan. You really need a calculator to figure out if you'll be ahead or not. Here's a site with some calculators: Points Calculators I had to pay to have my house appraised when I refied. The then-current lender...

If you're going to refi the Chase loan right away, you might as well go with the lower rate loan to begin with. It saves you the paperwork. If you're going to refi to Chase now, then refi that loan later, it costs you the difference in interest due to the higher rate on the Chase loan for the...

Who do this when there are so many easy DIY methods? If you really want to do it you don't need to go anywhere or hire Kevorkian.

Check out these guys. They have the lowest rates I've seen. I just did a 3.25% 10-year with them. Mortgage Rates | Get Current Mortgage Rates in Seconds

I've been using bill pay for years with Schwab. No problems so far. Way more convenient than paper bills and payments.

At least you got to take your snapshots in color. :)

I think it should be more like "FICO first, then marriage."

Definition of BOAT 1 a: a small vessel for travel on water b: ship 2: a hole in the water you throw money into.

What a travesty. Pia and James were obviously the best talent but were eliminated. Mediocrity won, as usual. There is something wrong with the voting process, but I guess the producers don't care about that as long as AT&T makes their cut of the cash.

Tribulus terrestris.

Sounds like an opportunity for a promotion. :dance:

Gold! Buy gold and gold stocks! :)